▼ 0.50% · 3.625%
HK$19,026
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,618
−HK$601/mo
Today · 4.125%
HK$20,219
baseline
▲ 0.50% · 4.625%
HK$21,449
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,438/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,166
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,734
−HK$576/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,486
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,928
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,579
−HK$662/mo
Today · 4.125%
HK$22,241
baseline
▲ 0.50% · 4.625%
HK$23,594
+HK$1,353/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$44,482/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,283
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,907
−HK$634/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$25,834
+HK$1,293/mo
Deposit HK$3.75M · loan HK$4.59M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,831
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,541
−HK$722/mo
Today · 4.125%
HK$24,263
baseline
▲ 0.50% · 4.625%
HK$25,739
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,526/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,399
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$691/mo
Today · 4.125%
HK$26,771
baseline
▲ 0.50% · 4.625%
HK$28,183
+HK$1,412/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,542/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$782/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,599/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,516
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$748/mo
Today · 4.125%
HK$29,002
baseline
▲ 0.50% · 4.625%
HK$30,531
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$58,004/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,636
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,465
−HK$841/mo
Today · 4.125%
HK$28,306
baseline
▲ 0.50% · 4.625%
HK$30,029
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,612/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,427
−HK$806/mo
Today · 4.125%
HK$31,233
baseline
▲ 0.50% · 4.625%
HK$32,880
+HK$1,647/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,466/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,539
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,426
−HK$902/mo
Today · 4.125%
HK$30,328
baseline
▲ 0.50% · 4.625%
HK$32,174
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,656/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,749
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,601
−HK$863/mo
Today · 4.125%
HK$33,464
baseline
▲ 0.50% · 4.625%
HK$35,228
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,928/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,441
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,388
−HK$962/mo
Today · 4.125%
HK$32,350
baseline
▲ 0.50% · 4.625%
HK$34,319
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$64,700/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,866
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,774
−HK$921/mo
Today · 4.125%
HK$35,695
baseline
▲ 0.50% · 4.625%
HK$37,577
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.67M · min. income ≈ HK$71,390/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,344
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,350
−HK$1,022/mo
Today · 4.125%
HK$34,372
baseline
▲ 0.50% · 4.625%
HK$36,464
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,744/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,947
−HK$979/mo
Today · 4.125%
HK$37,926
baseline
▲ 0.50% · 4.625%
HK$39,925
+HK$1,999/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,852/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,246
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,312
−HK$1,082/mo
Today · 4.125%
HK$36,394
baseline
▲ 0.50% · 4.625%
HK$38,608
+HK$2,214/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$72,788/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,099
−HK$2,058/mo
▼ 0.25% · 3.875%
HK$39,121
−HK$1,036/mo
Today · 4.125%
HK$40,157
baseline
▲ 0.50% · 4.625%
HK$42,274
+HK$2,117/mo
Deposit HK$834K · loan HK$7.51M · min. income ≈ HK$80,314/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).