▼ 0.50% · 3.625%
HK$18,626
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,205
−HK$589/mo
Today · 4.125%
HK$19,794
baseline
▲ 0.50% · 4.625%
HK$20,998
+HK$1,204/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$39,588/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,721
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,277
−HK$563/mo
Today · 4.125%
HK$21,840
baseline
▲ 0.50% · 4.625%
HK$22,992
+HK$1,152/mo
Deposit HK$4.08M · loan HK$4.08M · min. income ≈ HK$43,680/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,488
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$21,126
−HK$647/mo
Today · 4.125%
HK$21,773
baseline
▲ 0.50% · 4.625%
HK$23,098
+HK$1,325/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$43,546/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$23,404
−HK$620/mo
Today · 4.125%
HK$24,024
baseline
▲ 0.50% · 4.625%
HK$25,291
+HK$1,267/mo
Deposit HK$3.68M · loan HK$4.49M · min. income ≈ HK$48,048/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,351
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,046
−HK$706/mo
Today · 4.125%
HK$23,752
baseline
▲ 0.50% · 4.625%
HK$25,198
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$47,504/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,865
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,532
−HK$677/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,590
+HK$1,381/mo
Deposit HK$3.27M · loan HK$4.90M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,213
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$765/mo
Today · 4.125%
HK$25,732
baseline
▲ 0.50% · 4.625%
HK$27,298
+HK$1,566/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,464/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,937
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,660
−HK$733/mo
Today · 4.125%
HK$28,393
baseline
▲ 0.50% · 4.625%
HK$29,889
+HK$1,496/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,786/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$824/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,397
+HK$1,686/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$790/mo
Today · 4.125%
HK$30,577
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,611/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,154/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,939
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,808
−HK$883/mo
Today · 4.125%
HK$29,691
baseline
▲ 0.50% · 4.625%
HK$31,497
+HK$1,806/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,382/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,081
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,915
−HK$846/mo
Today · 4.125%
HK$32,761
baseline
▲ 0.50% · 4.625%
HK$34,488
+HK$1,727/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,522/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$942/mo
Today · 4.125%
HK$31,670
baseline
▲ 0.50% · 4.625%
HK$33,597
+HK$1,927/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$63,340/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,154
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,043
−HK$902/mo
Today · 4.125%
HK$34,945
baseline
▲ 0.50% · 4.625%
HK$36,787
+HK$1,842/mo
Deposit HK$1.63M · loan HK$6.53M · min. income ≈ HK$69,890/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,664
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$32,649
−HK$1,000/mo
Today · 4.125%
HK$33,649
baseline
▲ 0.50% · 4.625%
HK$35,697
+HK$2,048/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$67,298/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,226
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,170
−HK$959/mo
Today · 4.125%
HK$37,129
baseline
▲ 0.50% · 4.625%
HK$39,086
+HK$1,957/mo
Deposit HK$1.23M · loan HK$6.94M · min. income ≈ HK$74,258/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,526
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,569
−HK$1,060/mo
Today · 4.125%
HK$35,629
baseline
▲ 0.50% · 4.625%
HK$37,797
+HK$2,168/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$71,258/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,298
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,298
−HK$1,015/mo
Today · 4.125%
HK$39,313
baseline
▲ 0.50% · 4.625%
HK$41,385
+HK$2,072/mo
Deposit HK$817K · loan HK$7.35M · min. income ≈ HK$78,626/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,049 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).