▼ 0.50% · 3.625%
HK$16,582
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,098
−HK$524/mo
Today · 4.125%
HK$17,622
baseline
▲ 0.50% · 4.625%
HK$18,694
+HK$1,072/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,244/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,448
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,942
−HK$502/mo
Today · 4.125%
HK$19,444
baseline
▲ 0.50% · 4.625%
HK$20,469
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,888/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,241
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,808
−HK$576/mo
Today · 4.125%
HK$19,384
baseline
▲ 0.50% · 4.625%
HK$20,564
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,768/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,292
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,837
−HK$552/mo
Today · 4.125%
HK$21,389
baseline
▲ 0.50% · 4.625%
HK$22,516
+HK$1,127/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,778/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,899
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,518
−HK$629/mo
Today · 4.125%
HK$21,147
baseline
▲ 0.50% · 4.625%
HK$22,433
+HK$1,286/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,294/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,137
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,731
−HK$602/mo
Today · 4.125%
HK$23,333
baseline
▲ 0.50% · 4.625%
HK$24,563
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,666/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,557
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,227
−HK$682/mo
Today · 4.125%
HK$22,909
baseline
▲ 0.50% · 4.625%
HK$24,303
+HK$1,394/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,818/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,982
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,625
−HK$653/mo
Today · 4.125%
HK$25,278
baseline
▲ 0.50% · 4.625%
HK$26,610
+HK$1,332/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,556/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,215
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,937
−HK$734/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$26,172
+HK$1,501/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,827
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,519
−HK$703/mo
Today · 4.125%
HK$27,222
baseline
▲ 0.50% · 4.625%
HK$28,657
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,444/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,873
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,647
−HK$786/mo
Today · 4.125%
HK$26,433
baseline
▲ 0.50% · 4.625%
HK$28,042
+HK$1,609/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,866/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,414
−HK$752/mo
Today · 4.125%
HK$29,166
baseline
▲ 0.50% · 4.625%
HK$30,704
+HK$1,538/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,332/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,357
−HK$838/mo
Today · 4.125%
HK$28,195
baseline
▲ 0.50% · 4.625%
HK$29,911
+HK$1,716/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$56,390/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,516
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$803/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,640/mo
Deposit HK$1.45M · loan HK$5.82M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,190
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,067
−HK$891/mo
Today · 4.125%
HK$29,958
baseline
▲ 0.50% · 4.625%
HK$31,780
+HK$1,822/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,916/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,361
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,202
−HK$853/mo
Today · 4.125%
HK$33,055
baseline
▲ 0.50% · 4.625%
HK$34,798
+HK$1,743/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,110/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,777
−HK$943/mo
Today · 4.125%
HK$31,720
baseline
▲ 0.50% · 4.625%
HK$33,650
+HK$1,930/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$63,440/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,206
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,096
−HK$904/mo
Today · 4.125%
HK$35,000
baseline
▲ 0.50% · 4.625%
HK$36,845
+HK$1,845/mo
Deposit HK$727K · loan HK$6.54M · min. income ≈ HK$70,000/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$218,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).