▼ 0.50% · 3.625%
HK$18,910
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,498
−HK$598/mo
Today · 4.125%
HK$20,096
baseline
▲ 0.50% · 4.625%
HK$21,318
+HK$1,222/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,192/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,037
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,601
−HK$573/mo
Today · 4.125%
HK$22,174
baseline
▲ 0.50% · 4.625%
HK$23,342
+HK$1,168/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,348/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,801
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,448
−HK$657/mo
Today · 4.125%
HK$22,105
baseline
▲ 0.50% · 4.625%
HK$23,450
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,210/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,141
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,761
−HK$630/mo
Today · 4.125%
HK$24,391
baseline
▲ 0.50% · 4.625%
HK$25,677
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,782/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,692
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,398
−HK$717/mo
Today · 4.125%
HK$24,115
baseline
▲ 0.50% · 4.625%
HK$25,582
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,230/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,244
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,921
−HK$687/mo
Today · 4.125%
HK$26,608
baseline
▲ 0.50% · 4.625%
HK$28,011
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,216/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,583
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,347
−HK$777/mo
Today · 4.125%
HK$26,124
baseline
▲ 0.50% · 4.625%
HK$27,714
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,248/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,348
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,082
−HK$744/mo
Today · 4.125%
HK$28,826
baseline
▲ 0.50% · 4.625%
HK$30,345
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,652/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$837/mo
Today · 4.125%
HK$28,134
baseline
▲ 0.50% · 4.625%
HK$29,846
+HK$1,712/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,268/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,242
−HK$801/mo
Today · 4.125%
HK$31,043
baseline
▲ 0.50% · 4.625%
HK$32,679
+HK$1,636/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,086/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,247
−HK$897/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,834/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,556
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$858/mo
Today · 4.125%
HK$33,260
baseline
▲ 0.50% · 4.625%
HK$35,014
+HK$1,754/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,520/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,256
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,197
−HK$956/mo
Today · 4.125%
HK$32,153
baseline
▲ 0.50% · 4.625%
HK$34,110
+HK$1,957/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,306/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,659
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,562
−HK$916/mo
Today · 4.125%
HK$35,478
baseline
▲ 0.50% · 4.625%
HK$37,348
+HK$1,870/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,956/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,147
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,147
−HK$1,016/mo
Today · 4.125%
HK$34,163
baseline
▲ 0.50% · 4.625%
HK$36,241
+HK$2,078/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,326/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,763
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,722
−HK$973/mo
Today · 4.125%
HK$37,695
baseline
▲ 0.50% · 4.625%
HK$39,682
+HK$1,987/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,390/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,038
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,097
−HK$1,075/mo
Today · 4.125%
HK$36,172
baseline
▲ 0.50% · 4.625%
HK$38,373
+HK$2,201/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,344/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,867
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,882
−HK$1,030/mo
Today · 4.125%
HK$39,912
baseline
▲ 0.50% · 4.625%
HK$42,016
+HK$2,104/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,824/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,787 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).