▼ 0.50% · 3.625%
HK$16,061
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$16,561
−HK$508/mo
Today · 4.125%
HK$17,069
baseline
▲ 0.50% · 4.625%
HK$18,107
+HK$1,038/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$34,138/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,868
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,347
−HK$487/mo
Today · 4.125%
HK$18,834
baseline
▲ 0.50% · 4.625%
HK$19,826
+HK$992/mo
Deposit HK$3.52M · loan HK$3.52M · min. income ≈ HK$37,668/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,668
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$18,217
−HK$559/mo
Today · 4.125%
HK$18,776
baseline
▲ 0.50% · 4.625%
HK$19,918
+HK$1,142/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$37,552/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,655
−HK$1,062/mo
▼ 0.25% · 3.875%
HK$20,182
−HK$535/mo
Today · 4.125%
HK$20,717
baseline
▲ 0.50% · 4.625%
HK$21,809
+HK$1,092/mo
Deposit HK$3.17M · loan HK$3.87M · min. income ≈ HK$41,434/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,274
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,873
−HK$609/mo
Today · 4.125%
HK$20,482
baseline
▲ 0.50% · 4.625%
HK$21,729
+HK$1,247/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$40,964/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,442
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,017
−HK$583/mo
Today · 4.125%
HK$22,600
baseline
▲ 0.50% · 4.625%
HK$23,792
+HK$1,192/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,200/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,529
−HK$660/mo
Today · 4.125%
HK$22,189
baseline
▲ 0.50% · 4.625%
HK$23,539
+HK$1,350/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,378/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,229
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,852
−HK$632/mo
Today · 4.125%
HK$24,484
baseline
▲ 0.50% · 4.625%
HK$25,774
+HK$1,290/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$48,968/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,486
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$711/mo
Today · 4.125%
HK$23,896
baseline
▲ 0.50% · 4.625%
HK$25,350
+HK$1,454/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$47,792/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$25,686
−HK$681/mo
Today · 4.125%
HK$26,367
baseline
▲ 0.50% · 4.625%
HK$27,757
+HK$1,390/mo
Deposit HK$2.11M · loan HK$4.93M · min. income ≈ HK$52,734/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,092
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,842
−HK$761/mo
Today · 4.125%
HK$25,603
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,558/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$51,206/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,521
−HK$729/mo
Today · 4.125%
HK$28,250
baseline
▲ 0.50% · 4.625%
HK$29,739
+HK$1,489/mo
Deposit HK$1.76M · loan HK$5.28M · min. income ≈ HK$56,500/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,698
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,498
−HK$812/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,972
+HK$1,662/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$778/mo
Today · 4.125%
HK$30,134
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,588/mo
Deposit HK$1.41M · loan HK$5.63M · min. income ≈ HK$60,268/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,304
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,154
−HK$863/mo
Today · 4.125%
HK$29,017
baseline
▲ 0.50% · 4.625%
HK$30,782
+HK$1,765/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,034/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,376
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,191
−HK$826/mo
Today · 4.125%
HK$32,017
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,688/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,034/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,911
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$29,810
−HK$914/mo
Today · 4.125%
HK$30,724
baseline
▲ 0.50% · 4.625%
HK$32,593
+HK$1,869/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$61,448/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,163
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$33,025
−HK$875/mo
Today · 4.125%
HK$33,900
baseline
▲ 0.50% · 4.625%
HK$35,687
+HK$1,787/mo
Deposit HK$704K · loan HK$6.34M · min. income ≈ HK$67,800/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$211,312 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).