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20/F A

North District · New Territories East

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3/F A 386 ft² 3/F B 714 ft² 3/F C 700 ft² 3/F D 384 ft² 3/F E 385 ft² 3/F F 428 ft² 3/F G 634 ft² 3/F H 388 ft² 4/F A 390 ft² 4/F B 714 ft² 4/F C 700 ft² 4/F D 384 ft² 4/F E 385 ft² 4/F F 428 ft² 4/F G 634 ft² 4/F H 388 ft² 5/F C 700 ft² 5/F D 384 ft² 5/F A 386 ft² 5/F B 714 ft² 5/F E 385 ft² 5/F F 428 ft² 5/F G 634 ft² 5/F H 388 ft² 6/F B 714 ft² 6/F C 698 ft² 6/F A 386 ft² 6/F D 384 ft² 6/F E 389 ft² 6/F F 428 ft² 6/F G 634 ft² 6/F H 388 ft² 7/F B 714 ft² 7/F G 634 ft² 7/F A 386 ft² 7/F C 700 ft² 7/F D 384 ft² 7/F E 385 ft² 7/F F 428 ft² 7/F H 388 ft² 8/F F 428 ft² 8/F A 386 ft² 8/F B 714 ft² 8/F C 700 ft² 8/F D 384 ft² 8/F E 385 ft² 8/F G 634 ft² 8/F H 388 ft² 9/F E 385 ft² 9/F A 386 ft² 9/F B 714 ft² 9/F C 700 ft² 9/F D 384 ft² 9/F F 428 ft² 9/F G 634 ft² 9/F H 388 ft² 10/F A 386 ft² 10/F C 698 ft² 10/F D 387 ft² 10/F B 714 ft² 10/F E 385 ft² 10/F F 428 ft² 10/F G 634 ft² 10/F H 388 ft² 11/F A 386 ft² 11/F F 429 ft² 11/F B 714 ft² 11/F C 700 ft² 11/F D 384 ft² 11/F E 385 ft² 11/F G 639 ft² 11/F H 388 ft² 12/F E 389 ft² 12/F A 386 ft² 12/F B 714 ft² 12/F C 700 ft² 12/F D 384 ft² 12/F F 428 ft² 12/F G 634 ft² 12/F H 388 ft² 13/F A 390 ft² 13/F C 698 ft² 13/F G 634 ft² 13/F B 714 ft² 13/F D 384 ft² 13/F E 385 ft² 13/F F 428 ft² 13/F H 388 ft² 14/F C 698 ft² 14/F A 386 ft² 14/F B 714 ft² 14/F D 384 ft² 14/F E 385 ft² 14/F F 428 ft² 14/F G 639 ft² 14/F H 388 ft² 15/F B 714 ft² 15/F C 698 ft² 15/F G 634 ft² 15/F H 388 ft² 15/F A 386 ft² 15/F D 384 ft² 15/F E 389 ft² 15/F F 428 ft² 16/F B 714 ft² 16/F C 698 ft² 16/F G 634 ft² 16/F A 386 ft² 16/F D 387 ft² 16/F E 385 ft² 16/F F 428 ft² 16/F H 388 ft² 17/F C 700 ft² 17/F D 387 ft² 17/F A 386 ft² 17/F B 714 ft² 17/F E 385 ft² 17/F F 428 ft² 17/F G 639 ft² 17/F H 388 ft² 18/F A 390 ft² 18/F C 698 ft² 18/F H 391 ft² 18/F B 714 ft² 18/F D 384 ft² 18/F E 385 ft² 18/F F 431 ft² 18/F G 634 ft² 19/F B 714 ft² 19/F C 700 ft² 19/F A 386 ft² 19/F D 384 ft² 19/F E 385 ft² 19/F F 428 ft² 19/F G 634 ft² 19/F H 388 ft² 20/F D 384 ft² 20/F A 386 ft² 20/F B 714 ft² 20/F C 700 ft² 20/F E 385 ft² 20/F F 428 ft² 20/F G 634 ft² 20/F H 388 ft² 21/F A 390 ft² 21/F B 714 ft² 21/F C 700 ft² 21/F D 384 ft² 21/F E 385 ft² 21/F F 428 ft² 21/F G 639 ft² 21/F H 388 ft² 22/F A 386 ft² 22/F B 714 ft² 22/F C 700 ft² 22/F D 384 ft² 22/F E 385 ft² 22/F F 428 ft² 22/F G 634 ft² 22/F H 388 ft² 23/F E 389 ft² 23/F F 429 ft² 23/F A 390 ft² 23/F B 714 ft² 23/F C 703 ft² 23/F D 384 ft² 23/F G 634 ft² 23/F H 388 ft² 24/F A 390 ft² 24/F F 429 ft² 24/F B 714 ft² 24/F C 700 ft² 24/F D 384 ft² 24/F E 385 ft² 24/F G 634 ft² 24/F H 388 ft² 25/F B 714 ft² 25/F G 634 ft² 25/F A 386 ft² 25/F C 700 ft² 25/F D 384 ft² 25/F E 385 ft² 25/F F 428 ft² 25/F H 388 ft² 26/F F 429 ft² 26/F H 391 ft² 26/F A 390 ft² 26/F B 714 ft² 26/F C 700 ft² 26/F D 384 ft² 26/F E 385 ft² 26/F G 634 ft² 27/F B 714 ft² 27/F C 698 ft² 27/F A 386 ft² 27/F D 384 ft² 27/F E 385 ft² 27/F F 428 ft² 27/F G 634 ft² 27/F H 388 ft² 28/F D 384 ft² 28/F H 388 ft² 28/F A 386 ft² 28/F B 714 ft² 28/F C 700 ft² 28/F E 385 ft² 28/F F 428 ft² 28/F G 634 ft² 29/F B 619 ft² 29/F C 605 ft² 29/F G 547 ft² 29/F A 382 ft² 29/F D 380 ft² 29/F E 380 ft² 29/F F 433 ft² 29/F H 383 ft² 30/F A 1,061 ft² 30/F E 901 ft² 30/F H 989 ft² 30/F D 1,074 ft² 31/F H 989 ft² 31/F A 1,061 ft² 31/F D 1,074 ft² 31/F E 901 ft²

Crescira AVM · estimated value ● Medium confidence

HK$4.75M

≈ HK$12,296 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$475K, with repayments around HK$20,703/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$19,482

−HK$1,221/mo

▼ 0.25% · 3.875%

HK$20,088

−HK$615/mo

Today · 4.125%

HK$20,703

baseline

▲ 0.50% · 4.625%

HK$21,963

+HK$1,260/mo

Deposit HK$475K · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)

Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$92,144 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 386 ft²
Gross Area: 534 ft²
Efficiency: 72%
District: North District · New Territories East
School net (POA): 81

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2023-06-29	HK$5.35M	+40.8% 7.2y	HK$13,860	HK$10,019
2016-04-12	HK$3.80M	+196.9% 8.8y	HK$9,845	HK$7,116
2007-07-12	HK$1.28M	−28.1% 8.8y	HK$3,316	HK$2,397
1998-09-12	HK$1.78M	—	HK$4,611	HK$3,333