▼ 0.50% · 3.625%
HK$18,762
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,346
−HK$593/mo
Today · 4.125%
HK$19,939
baseline
▲ 0.50% · 4.625%
HK$21,152
+HK$1,213/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,878/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,873
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$568/mo
Today · 4.125%
HK$22,001
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,159/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$44,002/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,639
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,281
−HK$652/mo
Today · 4.125%
HK$21,933
baseline
▲ 0.50% · 4.625%
HK$23,267
+HK$1,334/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,866/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,960
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,576
−HK$625/mo
Today · 4.125%
HK$24,201
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,275/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,402/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$712/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,048
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$682/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,391
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,150
−HK$771/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,498
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,135
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$738/mo
Today · 4.125%
HK$28,601
baseline
▲ 0.50% · 4.625%
HK$30,108
+HK$1,507/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,202/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,267
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,084
−HK$831/mo
Today · 4.125%
HK$27,915
baseline
▲ 0.50% · 4.625%
HK$29,613
+HK$1,698/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,830/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,222
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$795/mo
Today · 4.125%
HK$30,801
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,623/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,602/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,144
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$29,019
−HK$889/mo
Today · 4.125%
HK$29,908
baseline
▲ 0.50% · 4.625%
HK$31,728
+HK$1,820/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,816/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,309
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,149
−HK$852/mo
Today · 4.125%
HK$33,001
baseline
▲ 0.50% · 4.625%
HK$34,741
+HK$1,740/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,002/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$948/mo
Today · 4.125%
HK$31,902
baseline
▲ 0.50% · 4.625%
HK$33,843
+HK$1,941/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,804/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$34,292
−HK$909/mo
Today · 4.125%
HK$35,201
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$1,856/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,402/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,896
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$32,888
−HK$1,008/mo
Today · 4.125%
HK$33,896
baseline
▲ 0.50% · 4.625%
HK$35,959
+HK$2,063/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,792/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,484
−HK$1,917/mo
▼ 0.25% · 3.875%
HK$36,436
−HK$965/mo
Today · 4.125%
HK$37,401
baseline
▲ 0.50% · 4.625%
HK$39,373
+HK$1,972/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,802/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,772
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$34,823
−HK$1,067/mo
Today · 4.125%
HK$35,890
baseline
▲ 0.50% · 4.625%
HK$38,074
+HK$2,184/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,780/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,571
−HK$2,030/mo
▼ 0.25% · 3.875%
HK$38,579
−HK$1,022/mo
Today · 4.125%
HK$39,601
baseline
▲ 0.50% · 4.625%
HK$41,689
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,202/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,846 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).