▼ 0.50% · 3.625%
HK$17,279
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,817
−HK$546/mo
Today · 4.125%
HK$18,363
baseline
▲ 0.50% · 4.625%
HK$19,480
+HK$1,117/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$36,726/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,223
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,739
−HK$523/mo
Today · 4.125%
HK$20,262
baseline
▲ 0.50% · 4.625%
HK$21,330
+HK$1,068/mo
Deposit HK$3.79M · loan HK$3.79M · min. income ≈ HK$40,524/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,007
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,598
−HK$601/mo
Today · 4.125%
HK$20,199
baseline
▲ 0.50% · 4.625%
HK$21,428
+HK$1,229/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$40,398/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,145
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,712
−HK$576/mo
Today · 4.125%
HK$22,288
baseline
▲ 0.50% · 4.625%
HK$23,463
+HK$1,175/mo
Deposit HK$3.41M · loan HK$4.17M · min. income ≈ HK$44,576/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,735
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,380
−HK$655/mo
Today · 4.125%
HK$22,035
baseline
▲ 0.50% · 4.625%
HK$23,376
+HK$1,341/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$44,070/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,068
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,686
−HK$628/mo
Today · 4.125%
HK$24,314
baseline
▲ 0.50% · 4.625%
HK$25,596
+HK$1,282/mo
Deposit HK$3.03M · loan HK$4.55M · min. income ≈ HK$48,628/mo (50% DSR)
Upfront cash ≈ HK$3.26M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,463
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,162
−HK$710/mo
Today · 4.125%
HK$23,872
baseline
▲ 0.50% · 4.625%
HK$25,324
+HK$1,452/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$47,744/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,990
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,660
−HK$680/mo
Today · 4.125%
HK$26,340
baseline
▲ 0.50% · 4.625%
HK$27,728
+HK$1,388/mo
Deposit HK$2.65M · loan HK$4.93M · min. income ≈ HK$52,680/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,191
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,943
−HK$765/mo
Today · 4.125%
HK$25,708
baseline
▲ 0.50% · 4.625%
HK$27,272
+HK$1,564/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$51,416/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,912
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,634
−HK$732/mo
Today · 4.125%
HK$28,366
baseline
▲ 0.50% · 4.625%
HK$29,861
+HK$1,495/mo
Deposit HK$2.27M · loan HK$5.30M · min. income ≈ HK$56,732/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,919
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$819/mo
Today · 4.125%
HK$27,544
baseline
▲ 0.50% · 4.625%
HK$29,220
+HK$1,676/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$55,088/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,835
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,608
−HK$784/mo
Today · 4.125%
HK$30,392
baseline
▲ 0.50% · 4.625%
HK$31,994
+HK$1,602/mo
Deposit HK$1.89M · loan HK$5.68M · min. income ≈ HK$60,784/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,647
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,507
−HK$874/mo
Today · 4.125%
HK$29,381
baseline
▲ 0.50% · 4.625%
HK$31,168
+HK$1,787/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$58,762/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,582
−HK$837/mo
Today · 4.125%
HK$32,419
baseline
▲ 0.50% · 4.625%
HK$34,127
+HK$1,708/mo
Deposit HK$1.52M · loan HK$6.06M · min. income ≈ HK$64,838/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,375
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,288
−HK$929/mo
Today · 4.125%
HK$31,217
baseline
▲ 0.50% · 4.625%
HK$33,116
+HK$1,899/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$62,434/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,679
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$33,556
−HK$889/mo
Today · 4.125%
HK$34,445
baseline
▲ 0.50% · 4.625%
HK$36,260
+HK$1,815/mo
Deposit HK$1.14M · loan HK$6.44M · min. income ≈ HK$68,890/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,103
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$32,070
−HK$983/mo
Today · 4.125%
HK$33,053
baseline
▲ 0.50% · 4.625%
HK$35,064
+HK$2,011/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$66,106/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,601
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,529
−HK$942/mo
Today · 4.125%
HK$36,471
baseline
▲ 0.50% · 4.625%
HK$38,393
+HK$1,922/mo
Deposit HK$758K · loan HK$6.82M · min. income ≈ HK$72,942/mo (50% DSR)
Upfront cash ≈ HK$985K (deposit + AVD stamp duty HK$227,334 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).