▼ 0.50% · 3.625%
HK$18,781
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$19,365
−HK$594/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,173
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,894
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,454
−HK$569/mo
Today · 4.125%
HK$22,023
baseline
▲ 0.50% · 4.625%
HK$23,183
+HK$1,160/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,046/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,659
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,302
−HK$653/mo
Today · 4.125%
HK$21,955
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,336/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,910/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,983
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,600
−HK$625/mo
Today · 4.125%
HK$24,225
baseline
▲ 0.50% · 4.625%
HK$25,502
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,450/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$23,238
−HK$713/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,408
+HK$1,457/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,745
−HK$682/mo
Today · 4.125%
HK$26,427
baseline
▲ 0.50% · 4.625%
HK$27,820
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,854/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,175
−HK$771/mo
Today · 4.125%
HK$25,946
baseline
▲ 0.50% · 4.625%
HK$27,525
+HK$1,579/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,892/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,162
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,890
−HK$739/mo
Today · 4.125%
HK$28,629
baseline
▲ 0.50% · 4.625%
HK$30,138
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,258/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,293
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$27,111
−HK$831/mo
Today · 4.125%
HK$27,942
baseline
▲ 0.50% · 4.625%
HK$29,643
+HK$1,701/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$55,884/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,251
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$30,036
−HK$796/mo
Today · 4.125%
HK$30,832
baseline
▲ 0.50% · 4.625%
HK$32,457
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.77M · min. income ≈ HK$61,664/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,172
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,048
−HK$890/mo
Today · 4.125%
HK$29,938
baseline
▲ 0.50% · 4.625%
HK$31,760
+HK$1,822/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,876/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,341
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,181
−HK$853/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,050
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,984
−HK$950/mo
Today · 4.125%
HK$31,934
baseline
▲ 0.50% · 4.625%
HK$33,877
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,868/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,430
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$34,327
−HK$909/mo
Today · 4.125%
HK$35,236
baseline
▲ 0.50% · 4.625%
HK$37,093
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,472/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,928
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,921
−HK$1,009/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,995
+HK$2,065/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,519
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$36,472
−HK$966/mo
Today · 4.125%
HK$37,438
baseline
▲ 0.50% · 4.625%
HK$39,412
+HK$1,974/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,876/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,806
−HK$2,120/mo
▼ 0.25% · 3.875%
HK$34,857
−HK$1,069/mo
Today · 4.125%
HK$35,926
baseline
▲ 0.50% · 4.625%
HK$38,112
+HK$2,186/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$71,852/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,609
−HK$2,032/mo
▼ 0.25% · 3.875%
HK$38,617
−HK$1,024/mo
Today · 4.125%
HK$39,641
baseline
▲ 0.50% · 4.625%
HK$41,730
+HK$2,089/mo
Deposit HK$824K · loan HK$7.41M · min. income ≈ HK$79,282/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,092 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).