▼ 0.50% · 3.625%
HK$3,766
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$119/mo
Today · 4.125%
HK$4,002
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$244/mo
Deposit HK$826K · loan HK$826K · min. income ≈ HK$8,004/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,302
−HK$114/mo
Today · 4.125%
HK$4,416
baseline
▲ 0.50% · 4.625%
HK$4,649
+HK$233/mo
Deposit HK$826K · loan HK$826K · min. income ≈ HK$8,832/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,142
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$131/mo
Today · 4.125%
HK$4,402
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$268/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$8,804/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,608
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,732
−HK$125/mo
Today · 4.125%
HK$4,857
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$256/mo
Deposit HK$743K · loan HK$908K · min. income ≈ HK$9,714/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$142/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$293/mo
Deposit HK$661K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$137/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$279/mo
Deposit HK$661K · loan HK$991K · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,048
−HK$155/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,519
+HK$316/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,446
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,592
−HK$149/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$302/mo
Deposit HK$578K · loan HK$1.07M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,272
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$167/mo
Today · 4.125%
HK$5,603
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$341/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$11,206/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,865
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,023
−HK$159/mo
Today · 4.125%
HK$6,182
baseline
▲ 0.50% · 4.625%
HK$6,508
+HK$326/mo
Deposit HK$495K · loan HK$1.16M · min. income ≈ HK$12,364/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,649
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,824
−HK$179/mo
Today · 4.125%
HK$6,003
baseline
▲ 0.50% · 4.625%
HK$6,368
+HK$365/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$12,006/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,453
−HK$171/mo
Today · 4.125%
HK$6,624
baseline
▲ 0.50% · 4.625%
HK$6,973
+HK$349/mo
Deposit HK$413K · loan HK$1.24M · min. income ≈ HK$13,248/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,025
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,213
−HK$190/mo
Today · 4.125%
HK$6,403
baseline
▲ 0.50% · 4.625%
HK$6,793
+HK$390/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$12,806/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,703
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,883
−HK$182/mo
Today · 4.125%
HK$7,065
baseline
▲ 0.50% · 4.625%
HK$7,438
+HK$373/mo
Deposit HK$330K · loan HK$1.32M · min. income ≈ HK$14,130/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$202/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$414/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,313
−HK$194/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,903
+HK$396/mo
Deposit HK$248K · loan HK$1.40M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,779
−HK$425/mo
▼ 0.25% · 3.875%
HK$6,989
−HK$215/mo
Today · 4.125%
HK$7,204
baseline
▲ 0.50% · 4.625%
HK$7,642
+HK$438/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$14,408/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,541
−HK$407/mo
▼ 0.25% · 3.875%
HK$7,743
−HK$205/mo
Today · 4.125%
HK$7,948
baseline
▲ 0.50% · 4.625%
HK$8,367
+HK$419/mo
Deposit HK$165K · loan HK$1.49M · min. income ≈ HK$15,896/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).