▼ 0.50% · 3.625%
HK$3,799
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$120/mo
Today · 4.125%
HK$4,037
baseline
▲ 0.50% · 4.625%
HK$4,283
+HK$246/mo
Deposit HK$833K · loan HK$833K · min. income ≈ HK$8,074/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,227
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,340
−HK$115/mo
Today · 4.125%
HK$4,455
baseline
▲ 0.50% · 4.625%
HK$4,690
+HK$235/mo
Deposit HK$833K · loan HK$833K · min. income ≈ HK$8,910/mo (50% DSR)
Upfront cash ≈ HK$833K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,179
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$132/mo
Today · 4.125%
HK$4,441
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$270/mo
Deposit HK$750K · loan HK$916K · min. income ≈ HK$8,882/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,649
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,774
−HK$126/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$259/mo
Deposit HK$750K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,559
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,701
−HK$144/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,140
+HK$295/mo
Deposit HK$666K · loan HK$1000K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,072
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,208
−HK$138/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,628
+HK$282/mo
Deposit HK$666K · loan HK$1000K · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,939
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,093
−HK$156/mo
Today · 4.125%
HK$5,249
baseline
▲ 0.50% · 4.625%
HK$5,568
+HK$319/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$10,498/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,494
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,642
−HK$149/mo
Today · 4.125%
HK$5,791
baseline
▲ 0.50% · 4.625%
HK$6,097
+HK$306/mo
Deposit HK$583K · loan HK$1.08M · min. income ≈ HK$11,582/mo (50% DSR)
Upfront cash ≈ HK$583K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,484
−HK$168/mo
Today · 4.125%
HK$5,652
baseline
▲ 0.50% · 4.625%
HK$5,996
+HK$344/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$11,304/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,917
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,076
−HK$161/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,566
+HK$329/mo
Deposit HK$500K · loan HK$1.17M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,699
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,876
−HK$180/mo
Today · 4.125%
HK$6,056
baseline
▲ 0.50% · 4.625%
HK$6,425
+HK$369/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$12,112/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,340
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,510
−HK$172/mo
Today · 4.125%
HK$6,682
baseline
▲ 0.50% · 4.625%
HK$7,035
+HK$353/mo
Deposit HK$417K · loan HK$1.25M · min. income ≈ HK$13,364/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,079
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,268
−HK$192/mo
Today · 4.125%
HK$6,460
baseline
▲ 0.50% · 4.625%
HK$6,853
+HK$393/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$12,920/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,944
−HK$184/mo
Today · 4.125%
HK$7,128
baseline
▲ 0.50% · 4.625%
HK$7,504
+HK$376/mo
Deposit HK$333K · loan HK$1.33M · min. income ≈ HK$14,256/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,659
−HK$205/mo
Today · 4.125%
HK$6,864
baseline
▲ 0.50% · 4.625%
HK$7,281
+HK$417/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$13,728/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,185
−HK$388/mo
▼ 0.25% · 3.875%
HK$7,378
−HK$195/mo
Today · 4.125%
HK$7,573
baseline
▲ 0.50% · 4.625%
HK$7,973
+HK$400/mo
Deposit HK$250K · loan HK$1.42M · min. income ≈ HK$15,146/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,839
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,051
−HK$216/mo
Today · 4.125%
HK$7,267
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$443/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$14,534/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,608
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,812
−HK$207/mo
Today · 4.125%
HK$8,019
baseline
▲ 0.50% · 4.625%
HK$8,441
+HK$422/mo
Deposit HK$167K · loan HK$1.50M · min. income ≈ HK$16,038/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).