▼ 0.50% · 3.625%
HK$3,831
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$121/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$248/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,262
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$116/mo
Today · 4.125%
HK$4,492
baseline
▲ 0.50% · 4.625%
HK$4,729
+HK$237/mo
Deposit HK$840K · loan HK$840K · min. income ≈ HK$8,984/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,214
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,345
−HK$133/mo
Today · 4.125%
HK$4,478
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$273/mo
Deposit HK$756K · loan HK$924K · min. income ≈ HK$8,956/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,688
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$127/mo
Today · 4.125%
HK$4,941
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$261/mo
Deposit HK$756K · loan HK$924K · min. income ≈ HK$9,882/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,740
−HK$145/mo
Today · 4.125%
HK$4,885
baseline
▲ 0.50% · 4.625%
HK$5,182
+HK$297/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$9,770/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,114
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$139/mo
Today · 4.125%
HK$5,390
baseline
▲ 0.50% · 4.625%
HK$5,674
+HK$284/mo
Deposit HK$672K · loan HK$1.01M · min. income ≈ HK$10,780/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,980
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$157/mo
Today · 4.125%
HK$5,292
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$322/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$10,584/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,540
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,689
−HK$151/mo
Today · 4.125%
HK$5,840
baseline
▲ 0.50% · 4.625%
HK$6,147
+HK$307/mo
Deposit HK$588K · loan HK$1.09M · min. income ≈ HK$11,680/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,363
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$169/mo
Today · 4.125%
HK$5,699
baseline
▲ 0.50% · 4.625%
HK$6,046
+HK$347/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$11,398/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,126
−HK$163/mo
Today · 4.125%
HK$6,289
baseline
▲ 0.50% · 4.625%
HK$6,620
+HK$331/mo
Deposit HK$504K · loan HK$1.18M · min. income ≈ HK$12,578/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$182/mo
Today · 4.125%
HK$6,107
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$371/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$12,214/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$174/mo
Today · 4.125%
HK$6,738
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$355/mo
Deposit HK$420K · loan HK$1.26M · min. income ≈ HK$13,476/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,129
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,320
−HK$194/mo
Today · 4.125%
HK$6,514
baseline
▲ 0.50% · 4.625%
HK$6,910
+HK$396/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$13,028/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,819
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$185/mo
Today · 4.125%
HK$7,187
baseline
▲ 0.50% · 4.625%
HK$7,566
+HK$379/mo
Deposit HK$336K · loan HK$1.34M · min. income ≈ HK$14,374/mo (50% DSR)
Upfront cash ≈ HK$336K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,512
−HK$409/mo
▼ 0.25% · 3.875%
HK$6,715
−HK$206/mo
Today · 4.125%
HK$6,921
baseline
▲ 0.50% · 4.625%
HK$7,342
+HK$421/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$13,842/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,245
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,439
−HK$197/mo
Today · 4.125%
HK$7,636
baseline
▲ 0.50% · 4.625%
HK$8,039
+HK$403/mo
Deposit HK$252K · loan HK$1.43M · min. income ≈ HK$15,272/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,895
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,110
−HK$218/mo
Today · 4.125%
HK$7,328
baseline
▲ 0.50% · 4.625%
HK$7,774
+HK$446/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$14,656/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,671
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,877
−HK$209/mo
Today · 4.125%
HK$8,086
baseline
▲ 0.50% · 4.625%
HK$8,512
+HK$426/mo
Deposit HK$168K · loan HK$1.51M · min. income ≈ HK$16,172/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).