▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$266/mo
Deposit HK$942K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,724
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$150/mo
Today · 4.125%
HK$5,021
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$305/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$10,042/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,256
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,397
−HK$143/mo
Today · 4.125%
HK$5,540
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$292/mo
Deposit HK$848K · loan HK$1.04M · min. income ≈ HK$11,080/mo (50% DSR)
Upfront cash ≈ HK$848K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$163/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$333/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,734
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,887
−HK$156/mo
Today · 4.125%
HK$6,043
baseline
▲ 0.50% · 4.625%
HK$6,362
+HK$319/mo
Deposit HK$753K · loan HK$1.13M · min. income ≈ HK$12,086/mo (50% DSR)
Upfront cash ≈ HK$753K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,583
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,757
−HK$176/mo
Today · 4.125%
HK$5,933
baseline
▲ 0.50% · 4.625%
HK$6,294
+HK$361/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$11,866/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,211
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,378
−HK$169/mo
Today · 4.125%
HK$6,547
baseline
▲ 0.50% · 4.625%
HK$6,892
+HK$345/mo
Deposit HK$659K · loan HK$1.22M · min. income ≈ HK$13,094/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,422
+HK$371/mo
Deposit HK$565K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,442
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,643
−HK$203/mo
Today · 4.125%
HK$6,846
baseline
▲ 0.50% · 4.625%
HK$7,263
+HK$417/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$13,692/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,167
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$195/mo
Today · 4.125%
HK$7,554
baseline
▲ 0.50% · 4.625%
HK$7,952
+HK$398/mo
Deposit HK$471K · loan HK$1.41M · min. income ≈ HK$15,108/mo (50% DSR)
Upfront cash ≈ HK$471K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,872
−HK$431/mo
▼ 0.25% · 3.875%
HK$7,085
−HK$218/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$444/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,645
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,850
−HK$208/mo
Today · 4.125%
HK$8,058
baseline
▲ 0.50% · 4.625%
HK$8,483
+HK$425/mo
Deposit HK$377K · loan HK$1.51M · min. income ≈ HK$16,116/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,301
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,528
−HK$231/mo
Today · 4.125%
HK$7,759
baseline
▲ 0.50% · 4.625%
HK$8,231
+HK$472/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$15,518/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,123
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,340
−HK$221/mo
Today · 4.125%
HK$8,561
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$452/mo
Deposit HK$283K · loan HK$1.60M · min. income ≈ HK$17,122/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,731
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,971
−HK$244/mo
Today · 4.125%
HK$8,215
baseline
▲ 0.50% · 4.625%
HK$8,715
+HK$500/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$16,430/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,600
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,831
−HK$234/mo
Today · 4.125%
HK$9,065
baseline
▲ 0.50% · 4.625%
HK$9,543
+HK$478/mo
Deposit HK$188K · loan HK$1.70M · min. income ≈ HK$18,130/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).