▼ 0.50% · 3.625%
HK$3,965
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$126/mo
Today · 4.125%
HK$4,214
baseline
▲ 0.50% · 4.625%
HK$4,470
+HK$256/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$8,428/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,411
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$869K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$270/mo
Deposit HK$782K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$783K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,758
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$150/mo
Today · 4.125%
HK$5,056
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$308/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$10,112/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,293
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,435
−HK$144/mo
Today · 4.125%
HK$5,579
baseline
▲ 0.50% · 4.625%
HK$5,873
+HK$294/mo
Deposit HK$696K · loan HK$1.04M · min. income ≈ HK$11,158/mo (50% DSR)
Upfront cash ≈ HK$696K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$163/mo
Today · 4.125%
HK$5,478
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$333/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$10,956/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,734
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$156/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$319/mo
Deposit HK$609K · loan HK$1.13M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,724
−HK$175/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$359/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,176
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,341
−HK$168/mo
Today · 4.125%
HK$6,509
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$343/mo
Deposit HK$522K · loan HK$1.22M · min. income ≈ HK$13,018/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,948
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$188/mo
Today · 4.125%
HK$6,321
baseline
▲ 0.50% · 4.625%
HK$6,705
+HK$384/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$12,642/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,617
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,794
−HK$180/mo
Today · 4.125%
HK$6,974
baseline
▲ 0.50% · 4.625%
HK$7,342
+HK$368/mo
Deposit HK$435K · loan HK$1.30M · min. income ≈ HK$13,948/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,344
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,541
−HK$201/mo
Today · 4.125%
HK$6,742
baseline
▲ 0.50% · 4.625%
HK$7,152
+HK$410/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$13,484/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,058
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,247
−HK$192/mo
Today · 4.125%
HK$7,439
baseline
▲ 0.50% · 4.625%
HK$7,831
+HK$392/mo
Deposit HK$348K · loan HK$1.39M · min. income ≈ HK$14,878/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,741
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,950
−HK$213/mo
Today · 4.125%
HK$7,163
baseline
▲ 0.50% · 4.625%
HK$7,599
+HK$436/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$14,326/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,499
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,700
−HK$204/mo
Today · 4.125%
HK$7,904
baseline
▲ 0.50% · 4.625%
HK$8,321
+HK$417/mo
Deposit HK$261K · loan HK$1.48M · min. income ≈ HK$15,808/mo (50% DSR)
Upfront cash ≈ HK$261K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,137
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,359
−HK$226/mo
Today · 4.125%
HK$7,585
baseline
▲ 0.50% · 4.625%
HK$8,046
+HK$461/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$15,170/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,940
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,153
−HK$216/mo
Today · 4.125%
HK$8,369
baseline
▲ 0.50% · 4.625%
HK$8,810
+HK$441/mo
Deposit HK$174K · loan HK$1.56M · min. income ≈ HK$16,738/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).