▼ 0.50% · 3.625%
HK$4,123
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,251
−HK$131/mo
Today · 4.125%
HK$4,382
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$266/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$8,764/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,587
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,710
−HK$125/mo
Today · 4.125%
HK$4,835
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$254/mo
Deposit HK$904K · loan HK$904K · min. income ≈ HK$9,670/mo (50% DSR)
Upfront cash ≈ HK$904K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,535
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,676
−HK$144/mo
Today · 4.125%
HK$4,820
baseline
▲ 0.50% · 4.625%
HK$5,113
+HK$293/mo
Deposit HK$814K · loan HK$994K · min. income ≈ HK$9,640/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,181
−HK$137/mo
Today · 4.125%
HK$5,318
baseline
▲ 0.50% · 4.625%
HK$5,598
+HK$280/mo
Deposit HK$814K · loan HK$994K · min. income ≈ HK$10,636/mo (50% DSR)
Upfront cash ≈ HK$814K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,948
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$156/mo
Today · 4.125%
HK$5,258
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$320/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$10,516/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,504
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,652
−HK$150/mo
Today · 4.125%
HK$5,802
baseline
▲ 0.50% · 4.625%
HK$6,107
+HK$305/mo
Deposit HK$723K · loan HK$1.08M · min. income ≈ HK$11,604/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$169/mo
Today · 4.125%
HK$5,696
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$347/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$11,392/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,963
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$162/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$331/mo
Deposit HK$633K · loan HK$1.18M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$633K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,772
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,952
−HK$182/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,507
+HK$373/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,422
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,594
−HK$174/mo
Today · 4.125%
HK$6,768
baseline
▲ 0.50% · 4.625%
HK$7,125
+HK$357/mo
Deposit HK$542K · loan HK$1.27M · min. income ≈ HK$13,536/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,185
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,377
−HK$195/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,972
+HK$400/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,880
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$187/mo
Today · 4.125%
HK$7,252
baseline
▲ 0.50% · 4.625%
HK$7,634
+HK$382/mo
Deposit HK$452K · loan HK$1.36M · min. income ≈ HK$14,504/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,597
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,802
−HK$209/mo
Today · 4.125%
HK$7,011
baseline
▲ 0.50% · 4.625%
HK$7,437
+HK$426/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$14,022/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,339
−HK$396/mo
▼ 0.25% · 3.875%
HK$7,536
−HK$199/mo
Today · 4.125%
HK$7,735
baseline
▲ 0.50% · 4.625%
HK$8,143
+HK$408/mo
Deposit HK$362K · loan HK$1.45M · min. income ≈ HK$15,470/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,009
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,227
−HK$222/mo
Today · 4.125%
HK$7,449
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$453/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$14,898/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,798
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,007
−HK$212/mo
Today · 4.125%
HK$8,219
baseline
▲ 0.50% · 4.625%
HK$8,652
+HK$433/mo
Deposit HK$271K · loan HK$1.54M · min. income ≈ HK$16,438/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,421
−HK$466/mo
▼ 0.25% · 3.875%
HK$7,652
−HK$235/mo
Today · 4.125%
HK$7,887
baseline
▲ 0.50% · 4.625%
HK$8,367
+HK$480/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$15,774/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,256
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,478
−HK$224/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,161
+HK$459/mo
Deposit HK$181K · loan HK$1.63M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).