▼ 0.50% · 3.625%
HK$4,015
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,140
−HK$126/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,526
+HK$260/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,466
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,586
−HK$122/mo
Today · 4.125%
HK$4,708
baseline
▲ 0.50% · 4.625%
HK$4,956
+HK$248/mo
Deposit HK$880K · loan HK$880K · min. income ≈ HK$9,416/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,416
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$139/mo
Today · 4.125%
HK$4,693
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$286/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$9,386/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$133/mo
Today · 4.125%
HK$5,178
baseline
▲ 0.50% · 4.625%
HK$5,451
+HK$273/mo
Deposit HK$792K · loan HK$968K · min. income ≈ HK$10,356/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$153/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$311/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$704K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$704K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,219
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,381
−HK$165/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$338/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,962
−HK$158/mo
Today · 4.125%
HK$6,120
baseline
▲ 0.50% · 4.625%
HK$6,442
+HK$322/mo
Deposit HK$616K · loan HK$1.14M · min. income ≈ HK$12,240/mo (50% DSR)
Upfront cash ≈ HK$616K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,795
−HK$178/mo
Today · 4.125%
HK$5,973
baseline
▲ 0.50% · 4.625%
HK$6,336
+HK$363/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$11,946/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$170/mo
Today · 4.125%
HK$6,591
baseline
▲ 0.50% · 4.625%
HK$6,938
+HK$347/mo
Deposit HK$528K · loan HK$1.23M · min. income ≈ HK$13,182/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,022
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,209
−HK$191/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,789
+HK$389/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,879
−HK$182/mo
Today · 4.125%
HK$7,061
baseline
▲ 0.50% · 4.625%
HK$7,434
+HK$373/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,122/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,424
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,623
−HK$203/mo
Today · 4.125%
HK$6,826
baseline
▲ 0.50% · 4.625%
HK$7,242
+HK$416/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,652/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,146
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,338
−HK$194/mo
Today · 4.125%
HK$7,532
baseline
▲ 0.50% · 4.625%
HK$7,929
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,064/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,825
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,037
−HK$216/mo
Today · 4.125%
HK$7,253
baseline
▲ 0.50% · 4.625%
HK$7,694
+HK$441/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$14,506/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,593
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,796
−HK$207/mo
Today · 4.125%
HK$8,003
baseline
▲ 0.50% · 4.625%
HK$8,425
+HK$422/mo
Deposit HK$264K · loan HK$1.50M · min. income ≈ HK$16,006/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,226
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,451
−HK$229/mo
Today · 4.125%
HK$7,680
baseline
▲ 0.50% · 4.625%
HK$8,147
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,360/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,255
−HK$219/mo
Today · 4.125%
HK$8,474
baseline
▲ 0.50% · 4.625%
HK$8,920
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,948/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).