▼ 0.50% · 3.625%
HK$4,030
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$127/mo
Today · 4.125%
HK$4,283
baseline
▲ 0.50% · 4.625%
HK$4,543
+HK$260/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$8,566/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,483
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,604
−HK$122/mo
Today · 4.125%
HK$4,726
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$249/mo
Deposit HK$884K · loan HK$884K · min. income ≈ HK$9,452/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,433
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$140/mo
Today · 4.125%
HK$4,711
baseline
▲ 0.50% · 4.625%
HK$4,998
+HK$287/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$9,422/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,932
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$134/mo
Today · 4.125%
HK$5,198
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$274/mo
Deposit HK$795K · loan HK$972K · min. income ≈ HK$10,396/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,987
−HK$152/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$313/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,380
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,524
−HK$147/mo
Today · 4.125%
HK$5,671
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$299/mo
Deposit HK$707K · loan HK$1.06M · min. income ≈ HK$11,342/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$166/mo
Today · 4.125%
HK$5,568
baseline
▲ 0.50% · 4.625%
HK$5,907
+HK$339/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$11,136/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,829
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,985
−HK$158/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$324/mo
Deposit HK$619K · loan HK$1.15M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$619K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,642
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,818
−HK$178/mo
Today · 4.125%
HK$5,996
baseline
▲ 0.50% · 4.625%
HK$6,361
+HK$365/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$11,992/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,277
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$171/mo
Today · 4.125%
HK$6,616
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$349/mo
Deposit HK$530K · loan HK$1.24M · min. income ≈ HK$13,232/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,045
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,233
−HK$191/mo
Today · 4.125%
HK$6,424
baseline
▲ 0.50% · 4.625%
HK$6,815
+HK$391/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$12,848/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,906
−HK$183/mo
Today · 4.125%
HK$7,089
baseline
▲ 0.50% · 4.625%
HK$7,462
+HK$373/mo
Deposit HK$442K · loan HK$1.33M · min. income ≈ HK$14,178/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,448
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,649
−HK$204/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,270
+HK$417/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,174
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,366
−HK$195/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$399/mo
Deposit HK$353K · loan HK$1.41M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,851
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$217/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$443/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,622
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,826
−HK$208/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,457
+HK$423/mo
Deposit HK$265K · loan HK$1.50M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,254
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,480
−HK$229/mo
Today · 4.125%
HK$7,709
baseline
▲ 0.50% · 4.625%
HK$8,178
+HK$469/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$15,418/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,070
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,287
−HK$219/mo
Today · 4.125%
HK$8,506
baseline
▲ 0.50% · 4.625%
HK$8,955
+HK$449/mo
Deposit HK$177K · loan HK$1.59M · min. income ≈ HK$17,012/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).