▼ 0.50% · 3.625%
HK$4,311
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$137/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$278/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$130/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$267/mo
Deposit HK$945K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$945K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,742
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,890
−HK$150/mo
Today · 4.125%
HK$5,040
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$306/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$10,080/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,276
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,417
−HK$144/mo
Today · 4.125%
HK$5,561
baseline
▲ 0.50% · 4.625%
HK$5,854
+HK$293/mo
Deposit HK$851K · loan HK$1.04M · min. income ≈ HK$11,122/mo (50% DSR)
Upfront cash ≈ HK$851K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,173
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,334
−HK$164/mo
Today · 4.125%
HK$5,498
baseline
▲ 0.50% · 4.625%
HK$5,832
+HK$334/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$10,996/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,755
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,910
−HK$156/mo
Today · 4.125%
HK$6,066
baseline
▲ 0.50% · 4.625%
HK$6,386
+HK$320/mo
Deposit HK$756K · loan HK$1.13M · min. income ≈ HK$12,132/mo (50% DSR)
Upfront cash ≈ HK$756K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,605
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,779
−HK$177/mo
Today · 4.125%
HK$5,956
baseline
▲ 0.50% · 4.625%
HK$6,318
+HK$362/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$11,912/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,235
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,402
−HK$170/mo
Today · 4.125%
HK$6,572
baseline
▲ 0.50% · 4.625%
HK$6,918
+HK$346/mo
Deposit HK$662K · loan HK$1.23M · min. income ≈ HK$13,144/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,036
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,223
−HK$191/mo
Today · 4.125%
HK$6,414
baseline
▲ 0.50% · 4.625%
HK$6,804
+HK$390/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$12,828/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,715
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,895
−HK$182/mo
Today · 4.125%
HK$7,077
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$374/mo
Deposit HK$567K · loan HK$1.32M · min. income ≈ HK$14,154/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$204/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,291
+HK$419/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$196/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$400/mo
Deposit HK$473K · loan HK$1.42M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$473K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,898
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,113
−HK$218/mo
Today · 4.125%
HK$7,331
baseline
▲ 0.50% · 4.625%
HK$7,777
+HK$446/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$14,662/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,674
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,880
−HK$209/mo
Today · 4.125%
HK$8,089
baseline
▲ 0.50% · 4.625%
HK$8,515
+HK$426/mo
Deposit HK$378K · loan HK$1.51M · min. income ≈ HK$16,178/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,329
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,557
−HK$232/mo
Today · 4.125%
HK$7,789
baseline
▲ 0.50% · 4.625%
HK$8,263
+HK$474/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,578/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,154
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,372
−HK$222/mo
Today · 4.125%
HK$8,594
baseline
▲ 0.50% · 4.625%
HK$9,047
+HK$453/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,188/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,760
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,002
−HK$245/mo
Today · 4.125%
HK$8,247
baseline
▲ 0.50% · 4.625%
HK$8,749
+HK$502/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$16,494/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,633
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,865
−HK$235/mo
Today · 4.125%
HK$9,100
baseline
▲ 0.50% · 4.625%
HK$9,579
+HK$479/mo
Deposit HK$189K · loan HK$1.70M · min. income ≈ HK$18,200/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).