▼ 0.50% · 3.625%
HK$16,479
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,991
−HK$521/mo
Today · 4.125%
HK$17,512
baseline
▲ 0.50% · 4.625%
HK$18,578
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,024/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,332
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,824
−HK$499/mo
Today · 4.125%
HK$19,323
baseline
▲ 0.50% · 4.625%
HK$20,341
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,646/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,127
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,690
−HK$573/mo
Today · 4.125%
HK$19,263
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$38,526/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,707
−HK$548/mo
Today · 4.125%
HK$21,255
baseline
▲ 0.50% · 4.625%
HK$22,376
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.97M · min. income ≈ HK$42,510/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,775
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,390
−HK$625/mo
Today · 4.125%
HK$21,015
baseline
▲ 0.50% · 4.625%
HK$22,293
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,030/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,589
−HK$599/mo
Today · 4.125%
HK$23,188
baseline
▲ 0.50% · 4.625%
HK$24,410
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,376/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,422
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,089
−HK$677/mo
Today · 4.125%
HK$22,766
baseline
▲ 0.50% · 4.625%
HK$24,151
+HK$1,385/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,532/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,832
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,471
−HK$649/mo
Today · 4.125%
HK$25,120
baseline
▲ 0.50% · 4.625%
HK$26,444
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,240/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,070
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,788
−HK$729/mo
Today · 4.125%
HK$24,517
baseline
▲ 0.50% · 4.625%
HK$26,009
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,034/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,665
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,354
−HK$698/mo
Today · 4.125%
HK$27,052
baseline
▲ 0.50% · 4.625%
HK$28,478
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,104/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,718
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,487
−HK$781/mo
Today · 4.125%
HK$26,268
baseline
▲ 0.50% · 4.625%
HK$27,867
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,536/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,499
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,236
−HK$748/mo
Today · 4.125%
HK$28,984
baseline
▲ 0.50% · 4.625%
HK$30,512
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,968/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,366
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,186
−HK$833/mo
Today · 4.125%
HK$28,019
baseline
▲ 0.50% · 4.625%
HK$29,724
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,038/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,332
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,119
−HK$798/mo
Today · 4.125%
HK$30,917
baseline
▲ 0.50% · 4.625%
HK$32,546
+HK$1,629/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,834/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,014
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,885
−HK$886/mo
Today · 4.125%
HK$29,771
baseline
▲ 0.50% · 4.625%
HK$31,582
+HK$1,811/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,542/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,165
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,001
−HK$848/mo
Today · 4.125%
HK$32,849
baseline
▲ 0.50% · 4.625%
HK$34,580
+HK$1,731/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,698/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,662
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,584
−HK$938/mo
Today · 4.125%
HK$31,522
baseline
▲ 0.50% · 4.625%
HK$33,440
+HK$1,918/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$63,044/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,998
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,883
−HK$898/mo
Today · 4.125%
HK$34,781
baseline
▲ 0.50% · 4.625%
HK$36,615
+HK$1,834/mo
Deposit HK$723K · loan HK$6.50M · min. income ≈ HK$69,562/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,802 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).