▼ 0.50% · 3.625%
HK$18,330
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,900
−HK$579/mo
Today · 4.125%
HK$19,479
baseline
▲ 0.50% · 4.625%
HK$20,665
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,958/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,392
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$20,939
−HK$555/mo
Today · 4.125%
HK$21,494
baseline
▲ 0.50% · 4.625%
HK$22,627
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,988/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,163
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,790
−HK$637/mo
Today · 4.125%
HK$21,427
baseline
▲ 0.50% · 4.625%
HK$22,731
+HK$1,304/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$42,854/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,431
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$610/mo
Today · 4.125%
HK$23,643
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,246/mo
Deposit HK$3.62M · loan HK$4.42M · min. income ≈ HK$47,286/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,996
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,680
−HK$695/mo
Today · 4.125%
HK$23,375
baseline
▲ 0.50% · 4.625%
HK$24,798
+HK$1,423/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$46,750/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,470
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$665/mo
Today · 4.125%
HK$25,792
baseline
▲ 0.50% · 4.625%
HK$27,152
+HK$1,360/mo
Deposit HK$3.22M · loan HK$4.82M · min. income ≈ HK$51,584/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,829
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$753/mo
Today · 4.125%
HK$25,323
baseline
▲ 0.50% · 4.625%
HK$26,864
+HK$1,541/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$50,646/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,509
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,220
−HK$722/mo
Today · 4.125%
HK$27,942
baseline
▲ 0.50% · 4.625%
HK$29,414
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.23M · min. income ≈ HK$55,884/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,662
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,460
−HK$811/mo
Today · 4.125%
HK$27,271
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,660/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,542/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,549
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,314
−HK$777/mo
Today · 4.125%
HK$30,091
baseline
▲ 0.50% · 4.625%
HK$31,677
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,182/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,495
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$28,350
−HK$869/mo
Today · 4.125%
HK$29,219
baseline
▲ 0.50% · 4.625%
HK$30,997
+HK$1,778/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$58,438/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,588
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$31,408
−HK$832/mo
Today · 4.125%
HK$32,240
baseline
▲ 0.50% · 4.625%
HK$33,940
+HK$1,700/mo
Deposit HK$2.01M · loan HK$6.03M · min. income ≈ HK$64,480/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,328
−HK$1,839/mo
▼ 0.25% · 3.875%
HK$30,240
−HK$927/mo
Today · 4.125%
HK$31,167
baseline
▲ 0.50% · 4.625%
HK$33,063
+HK$1,896/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,334/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,627
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$33,502
−HK$888/mo
Today · 4.125%
HK$34,390
baseline
▲ 0.50% · 4.625%
HK$36,202
+HK$1,812/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,780/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,161
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,130
−HK$985/mo
Today · 4.125%
HK$33,115
baseline
▲ 0.50% · 4.625%
HK$35,130
+HK$2,015/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$66,230/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,666
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,596
−HK$943/mo
Today · 4.125%
HK$36,539
baseline
▲ 0.50% · 4.625%
HK$38,465
+HK$1,926/mo
Deposit HK$1.21M · loan HK$6.83M · min. income ≈ HK$73,078/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,994
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,020
−HK$1,043/mo
Today · 4.125%
HK$35,063
baseline
▲ 0.50% · 4.625%
HK$37,196
+HK$2,133/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,126/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,705
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,690
−HK$998/mo
Today · 4.125%
HK$38,688
baseline
▲ 0.50% · 4.625%
HK$40,728
+HK$2,040/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$77,376/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,157 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).