▼ 0.50% · 3.625%
HK$14,488
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,938
−HK$458/mo
Today · 4.125%
HK$15,396
baseline
▲ 0.50% · 4.625%
HK$16,333
+HK$937/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,792/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,117
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,550
−HK$438/mo
Today · 4.125%
HK$16,988
baseline
▲ 0.50% · 4.625%
HK$17,884
+HK$896/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$33,976/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,936
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,432
−HK$504/mo
Today · 4.125%
HK$16,936
baseline
▲ 0.50% · 4.625%
HK$17,966
+HK$1,030/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$33,872/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,729
−HK$958/mo
▼ 0.25% · 3.875%
HK$18,205
−HK$482/mo
Today · 4.125%
HK$18,687
baseline
▲ 0.50% · 4.625%
HK$19,672
+HK$985/mo
Deposit HK$2.86M · loan HK$3.49M · min. income ≈ HK$37,374/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,385
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,926
−HK$549/mo
Today · 4.125%
HK$18,475
baseline
▲ 0.50% · 4.625%
HK$19,600
+HK$1,125/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,950/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,341
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,860
−HK$526/mo
Today · 4.125%
HK$20,386
baseline
▲ 0.50% · 4.625%
HK$21,460
+HK$1,074/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,772/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,834
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$595/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,233
+HK$1,218/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,515
−HK$570/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,164/mo
Deposit HK$2.22M · loan HK$4.13M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,283
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,914
−HK$641/mo
Today · 4.125%
HK$21,555
baseline
▲ 0.50% · 4.625%
HK$22,866
+HK$1,311/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,110/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,564
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,170
−HK$614/mo
Today · 4.125%
HK$23,784
baseline
▲ 0.50% · 4.625%
HK$25,037
+HK$1,253/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,568/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,408
−HK$686/mo
Today · 4.125%
HK$23,094
baseline
▲ 0.50% · 4.625%
HK$24,500
+HK$1,406/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$46,188/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,176
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$657/mo
Today · 4.125%
HK$25,482
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,344/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$50,964/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,180
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$733/mo
Today · 4.125%
HK$24,634
baseline
▲ 0.50% · 4.625%
HK$26,133
+HK$1,499/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$49,268/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,788
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$701/mo
Today · 4.125%
HK$27,181
baseline
▲ 0.50% · 4.625%
HK$28,614
+HK$1,433/mo
Deposit HK$1.27M · loan HK$5.08M · min. income ≈ HK$54,362/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,629
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$25,395
−HK$779/mo
Today · 4.125%
HK$26,174
baseline
▲ 0.50% · 4.625%
HK$27,766
+HK$1,592/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$52,348/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,400
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$28,134
−HK$746/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,402
+HK$1,522/mo
Deposit HK$953K · loan HK$5.40M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,078
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,889
−HK$824/mo
Today · 4.125%
HK$27,713
baseline
▲ 0.50% · 4.625%
HK$29,399
+HK$1,686/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$55,426/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,011
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,789
−HK$790/mo
Today · 4.125%
HK$30,579
baseline
▲ 0.50% · 4.625%
HK$32,191
+HK$1,612/mo
Deposit HK$635K · loan HK$5.72M · min. income ≈ HK$61,158/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$170,355 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).