▼ 0.50% · 3.625%
HK$16,482
−HK$1,033/mo
▼ 0.25% · 3.875%
HK$16,995
−HK$520/mo
Today · 4.125%
HK$17,515
baseline
▲ 0.50% · 4.625%
HK$18,581
+HK$1,066/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,336
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,828
−HK$499/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,018/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,130
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$573/mo
Today · 4.125%
HK$19,267
baseline
▲ 0.50% · 4.625%
HK$20,439
+HK$1,172/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$38,534/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,170
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,710
−HK$549/mo
Today · 4.125%
HK$21,259
baseline
▲ 0.50% · 4.625%
HK$22,380
+HK$1,121/mo
Deposit HK$3.25M · loan HK$3.98M · min. income ≈ HK$42,518/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,778
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,394
−HK$625/mo
Today · 4.125%
HK$21,019
baseline
▲ 0.50% · 4.625%
HK$22,297
+HK$1,278/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,038/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$599/mo
Today · 4.125%
HK$23,192
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,222/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,384/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,426
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,093
−HK$677/mo
Today · 4.125%
HK$22,770
baseline
▲ 0.50% · 4.625%
HK$24,156
+HK$1,386/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$45,540/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,837
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$649/mo
Today · 4.125%
HK$25,125
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,324/mo
Deposit HK$2.53M · loan HK$4.70M · min. income ≈ HK$50,250/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,075
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,792
−HK$730/mo
Today · 4.125%
HK$24,522
baseline
▲ 0.50% · 4.625%
HK$26,014
+HK$1,492/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,044/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,670
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,359
−HK$698/mo
Today · 4.125%
HK$27,057
baseline
▲ 0.50% · 4.625%
HK$28,483
+HK$1,426/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,114/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,723
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$25,492
−HK$781/mo
Today · 4.125%
HK$26,273
baseline
▲ 0.50% · 4.625%
HK$27,872
+HK$1,599/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$52,546/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,504
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$28,242
−HK$748/mo
Today · 4.125%
HK$28,990
baseline
▲ 0.50% · 4.625%
HK$30,518
+HK$1,528/mo
Deposit HK$1.81M · loan HK$5.42M · min. income ≈ HK$57,980/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,371
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,191
−HK$834/mo
Today · 4.125%
HK$28,025
baseline
▲ 0.50% · 4.625%
HK$29,730
+HK$1,705/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$56,050/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,338
−HK$1,585/mo
▼ 0.25% · 3.875%
HK$30,124
−HK$799/mo
Today · 4.125%
HK$30,923
baseline
▲ 0.50% · 4.625%
HK$32,553
+HK$1,630/mo
Deposit HK$1.45M · loan HK$5.78M · min. income ≈ HK$61,846/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,891
−HK$885/mo
Today · 4.125%
HK$29,776
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,812/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$59,552/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,007
−HK$848/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,732/mo
Deposit HK$1.08M · loan HK$6.14M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,667
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,590
−HK$938/mo
Today · 4.125%
HK$31,528
baseline
▲ 0.50% · 4.625%
HK$33,446
+HK$1,918/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$63,056/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,005
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$898/mo
Today · 4.125%
HK$34,788
baseline
▲ 0.50% · 4.625%
HK$36,622
+HK$1,834/mo
Deposit HK$723K · loan HK$6.51M · min. income ≈ HK$69,576/mo (50% DSR)
Upfront cash ≈ HK$940K (deposit + AVD stamp duty HK$216,843 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).