▼ 0.50% · 3.625%
HK$17,122
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$17,655
−HK$541/mo
Today · 4.125%
HK$18,196
baseline
▲ 0.50% · 4.625%
HK$19,303
+HK$1,107/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,392/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,048
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$19,559
−HK$518/mo
Today · 4.125%
HK$20,077
baseline
▲ 0.50% · 4.625%
HK$21,135
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,154/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,834
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,420
−HK$595/mo
Today · 4.125%
HK$20,015
baseline
▲ 0.50% · 4.625%
HK$21,233
+HK$1,218/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$40,030/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,953
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,515
−HK$570/mo
Today · 4.125%
HK$22,085
baseline
▲ 0.50% · 4.625%
HK$23,249
+HK$1,164/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,170/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,546
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$649/mo
Today · 4.125%
HK$21,835
baseline
▲ 0.50% · 4.625%
HK$23,163
+HK$1,328/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$43,670/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,858
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,471
−HK$622/mo
Today · 4.125%
HK$24,093
baseline
▲ 0.50% · 4.625%
HK$25,363
+HK$1,270/mo
Deposit HK$3.00M · loan HK$4.51M · min. income ≈ HK$48,186/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,259
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,951
−HK$703/mo
Today · 4.125%
HK$23,654
baseline
▲ 0.50% · 4.625%
HK$25,094
+HK$1,440/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,308/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,762
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,427
−HK$673/mo
Today · 4.125%
HK$26,100
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,376/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,200/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,971
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,716
−HK$758/mo
Today · 4.125%
HK$25,474
baseline
▲ 0.50% · 4.625%
HK$27,024
+HK$1,550/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$50,948/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,667
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,382
−HK$726/mo
Today · 4.125%
HK$28,108
baseline
▲ 0.50% · 4.625%
HK$29,590
+HK$1,482/mo
Deposit HK$2.25M · loan HK$5.26M · min. income ≈ HK$56,216/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,683
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,482
−HK$812/mo
Today · 4.125%
HK$27,294
baseline
▲ 0.50% · 4.625%
HK$28,954
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,588/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,572
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,338
−HK$778/mo
Today · 4.125%
HK$30,116
baseline
▲ 0.50% · 4.625%
HK$31,703
+HK$1,587/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,232/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,395
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,247
−HK$866/mo
Today · 4.125%
HK$29,113
baseline
▲ 0.50% · 4.625%
HK$30,885
+HK$1,772/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$58,226/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,477
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,294
−HK$829/mo
Today · 4.125%
HK$32,123
baseline
▲ 0.50% · 4.625%
HK$33,817
+HK$1,694/mo
Deposit HK$1.50M · loan HK$6.01M · min. income ≈ HK$64,246/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,107
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,013
−HK$920/mo
Today · 4.125%
HK$30,933
baseline
▲ 0.50% · 4.625%
HK$32,815
+HK$1,882/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,866/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,250
−HK$881/mo
Today · 4.125%
HK$34,131
baseline
▲ 0.50% · 4.625%
HK$35,930
+HK$1,799/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,262/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,820
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,778
−HK$974/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,745
+HK$1,993/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,286
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$933/mo
Today · 4.125%
HK$36,139
baseline
▲ 0.50% · 4.625%
HK$38,044
+HK$1,905/mo
Deposit HK$751K · loan HK$6.76M · min. income ≈ HK$72,278/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$225,265 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).