▼ 0.50% · 3.625%
HK$18,415
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,988
−HK$582/mo
Today · 4.125%
HK$19,570
baseline
▲ 0.50% · 4.625%
HK$20,761
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,140/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,487
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,036
−HK$558/mo
Today · 4.125%
HK$21,594
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,138/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,188/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,257
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,887
−HK$640/mo
Today · 4.125%
HK$21,527
baseline
▲ 0.50% · 4.625%
HK$22,837
+HK$1,310/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,054/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,536
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,140
−HK$613/mo
Today · 4.125%
HK$23,753
baseline
▲ 0.50% · 4.625%
HK$25,005
+HK$1,252/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,506/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,098
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,786
−HK$698/mo
Today · 4.125%
HK$23,484
baseline
▲ 0.50% · 4.625%
HK$24,913
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,968/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,584
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,244
−HK$669/mo
Today · 4.125%
HK$25,913
baseline
▲ 0.50% · 4.625%
HK$27,278
+HK$1,365/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,826/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,940
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,685
−HK$756/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,989
+HK$1,548/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,347
−HK$725/mo
Today · 4.125%
HK$28,072
baseline
▲ 0.50% · 4.625%
HK$29,552
+HK$1,480/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,144/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,782
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$26,583
−HK$815/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$29,065
+HK$1,667/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,682
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$29,451
−HK$780/mo
Today · 4.125%
HK$30,231
baseline
▲ 0.50% · 4.625%
HK$31,825
+HK$1,594/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,462/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,623
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,482
−HK$873/mo
Today · 4.125%
HK$29,355
baseline
▲ 0.50% · 4.625%
HK$31,141
+HK$1,786/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,710/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,730
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$836/mo
Today · 4.125%
HK$32,391
baseline
▲ 0.50% · 4.625%
HK$34,098
+HK$1,707/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,782/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,465
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$30,381
−HK$931/mo
Today · 4.125%
HK$31,312
baseline
▲ 0.50% · 4.625%
HK$33,218
+HK$1,906/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,624/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,779
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,658
−HK$892/mo
Today · 4.125%
HK$34,550
baseline
▲ 0.50% · 4.625%
HK$36,371
+HK$1,821/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,100/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,306
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,280
−HK$989/mo
Today · 4.125%
HK$33,269
baseline
▲ 0.50% · 4.625%
HK$35,294
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,538/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,828
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,762
−HK$947/mo
Today · 4.125%
HK$36,709
baseline
▲ 0.50% · 4.625%
HK$38,644
+HK$1,935/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,418/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,148
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$1,047/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,370
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,865
−HK$1,004/mo
Today · 4.125%
HK$38,869
baseline
▲ 0.50% · 4.625%
HK$40,918
+HK$2,049/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,738/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,281 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).