▼ 0.50% · 3.625%
HK$16,879
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,404
−HK$533/mo
Today · 4.125%
HK$17,937
baseline
▲ 0.50% · 4.625%
HK$19,028
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,874/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,777
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,281
−HK$511/mo
Today · 4.125%
HK$19,792
baseline
▲ 0.50% · 4.625%
HK$20,835
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,584/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,566
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,144
−HK$587/mo
Today · 4.125%
HK$19,731
baseline
▲ 0.50% · 4.625%
HK$20,931
+HK$1,200/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,462/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,655
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,209
−HK$562/mo
Today · 4.125%
HK$21,771
baseline
▲ 0.50% · 4.625%
HK$22,918
+HK$1,147/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,542/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,254
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,884
−HK$640/mo
Today · 4.125%
HK$21,524
baseline
▲ 0.50% · 4.625%
HK$22,834
+HK$1,310/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,048/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,533
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,137
−HK$613/mo
Today · 4.125%
HK$23,750
baseline
▲ 0.50% · 4.625%
HK$25,002
+HK$1,252/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,500/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,942
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$693/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,419/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,065
−HK$664/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,085
+HK$1,356/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,630
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$24,365
−HK$747/mo
Today · 4.125%
HK$25,112
baseline
▲ 0.50% · 4.625%
HK$26,640
+HK$1,528/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,224/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,288
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,993
−HK$715/mo
Today · 4.125%
HK$27,708
baseline
▲ 0.50% · 4.625%
HK$29,169
+HK$1,461/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,416/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,318
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,105
−HK$800/mo
Today · 4.125%
HK$26,905
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,638/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,810/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,166
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,921
−HK$766/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,565/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,006
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$27,846
−HK$853/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,746/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,043
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,849
−HK$818/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,336
+HK$1,669/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$907/mo
Today · 4.125%
HK$30,493
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,855/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$60,986/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$869/mo
Today · 4.125%
HK$33,646
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$1,773/mo
Deposit HK$1.11M · loan HK$6.29M · min. income ≈ HK$67,292/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,381
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,326
−HK$960/mo
Today · 4.125%
HK$32,286
baseline
▲ 0.50% · 4.625%
HK$34,251
+HK$1,965/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,572/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,799
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,705
−HK$920/mo
Today · 4.125%
HK$35,625
baseline
▲ 0.50% · 4.625%
HK$37,503
+HK$1,878/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,250/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,061 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).