▼ 0.50% · 3.625%
HK$13,534
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,955
−HK$428/mo
Today · 4.125%
HK$14,383
baseline
▲ 0.50% · 4.625%
HK$15,258
+HK$875/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,766/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,057
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,461
−HK$409/mo
Today · 4.125%
HK$15,870
baseline
▲ 0.50% · 4.625%
HK$16,707
+HK$837/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,740/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,888
−HK$934/mo
▼ 0.25% · 3.875%
HK$15,351
−HK$471/mo
Today · 4.125%
HK$15,822
baseline
▲ 0.50% · 4.625%
HK$16,784
+HK$962/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$31,644/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,563
−HK$894/mo
▼ 0.25% · 3.875%
HK$17,007
−HK$450/mo
Today · 4.125%
HK$17,457
baseline
▲ 0.50% · 4.625%
HK$18,378
+HK$921/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$34,914/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,241
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,747
−HK$513/mo
Today · 4.125%
HK$17,260
baseline
▲ 0.50% · 4.625%
HK$18,310
+HK$1,050/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,520/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,068
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,553
−HK$492/mo
Today · 4.125%
HK$19,045
baseline
▲ 0.50% · 4.625%
HK$20,048
+HK$1,003/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,090/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,595
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,142
−HK$556/mo
Today · 4.125%
HK$18,698
baseline
▲ 0.50% · 4.625%
HK$19,836
+HK$1,138/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$37,396/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,574
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,099
−HK$533/mo
Today · 4.125%
HK$20,632
baseline
▲ 0.50% · 4.625%
HK$21,719
+HK$1,087/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$41,264/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,948
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,538
−HK$598/mo
Today · 4.125%
HK$20,136
baseline
▲ 0.50% · 4.625%
HK$21,362
+HK$1,226/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,272/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,080
−HK$1,139/mo
▼ 0.25% · 3.875%
HK$21,645
−HK$574/mo
Today · 4.125%
HK$22,219
baseline
▲ 0.50% · 4.625%
HK$23,390
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,438/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,302
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$642/mo
Today · 4.125%
HK$21,575
baseline
▲ 0.50% · 4.625%
HK$22,888
+HK$1,313/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$43,150/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,585
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$23,191
−HK$615/mo
Today · 4.125%
HK$23,806
baseline
▲ 0.50% · 4.625%
HK$25,060
+HK$1,254/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$47,612/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,655
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$684/mo
Today · 4.125%
HK$23,013
baseline
▲ 0.50% · 4.625%
HK$24,413
+HK$1,400/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$46,026/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,091
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,737
−HK$656/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,731
+HK$1,338/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,724
−HK$727/mo
Today · 4.125%
HK$24,451
baseline
▲ 0.50% · 4.625%
HK$25,939
+HK$1,488/mo
Deposit HK$890K · loan HK$5.05M · min. income ≈ HK$48,902/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,283
−HK$697/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,422/mo
Deposit HK$890K · loan HK$5.05M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,362
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,120
−HK$770/mo
Today · 4.125%
HK$25,890
baseline
▲ 0.50% · 4.625%
HK$27,465
+HK$1,575/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$51,780/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,103
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,829
−HK$738/mo
Today · 4.125%
HK$28,567
baseline
▲ 0.50% · 4.625%
HK$30,073
+HK$1,506/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$57,134/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,549 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).