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At today's rate and a 90% mortgage, the deposit on this unit is about HK$722K, with repayments around HK$31,498/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$722K · loan HK$6.50M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$216,640 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- H
- Saleable Area
- 449 Saleable ft²
- Gross Area
- 582 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-11-18 | HK$7.47M | −6.1% 3.6y · −2.0%/yr |
| 2019-04-24 | HK$7.95M | +72.8% 3.3y · 22.0%/yr |
| 2016-01-27 | HK$4.60M | +22.3% 3.7y · 6.0%/yr |
| 2012-05-15 | HK$3.76M | +31.9% |
| 2010-03-16 | HK$2.85M | — |