▼ 0.50% · 3.625%
HK$18,853
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,440
−HK$596/mo
Today · 4.125%
HK$20,036
baseline
▲ 0.50% · 4.625%
HK$21,255
+HK$1,219/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$40,072/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,974
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,537
−HK$570/mo
Today · 4.125%
HK$22,107
baseline
▲ 0.50% · 4.625%
HK$23,273
+HK$1,166/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,214/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,739
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,384
−HK$655/mo
Today · 4.125%
HK$22,039
baseline
▲ 0.50% · 4.625%
HK$23,380
+HK$1,341/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$44,078/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,072
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,690
−HK$628/mo
Today · 4.125%
HK$24,318
baseline
▲ 0.50% · 4.625%
HK$25,600
+HK$1,282/mo
Deposit HK$3.72M · loan HK$4.55M · min. income ≈ HK$48,636/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,624
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,328
−HK$715/mo
Today · 4.125%
HK$24,043
baseline
▲ 0.50% · 4.625%
HK$25,506
+HK$1,463/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$48,086/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,169
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,844
−HK$685/mo
Today · 4.125%
HK$26,529
baseline
▲ 0.50% · 4.625%
HK$27,927
+HK$1,398/mo
Deposit HK$3.31M · loan HK$4.96M · min. income ≈ HK$53,058/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,509
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,272
−HK$774/mo
Today · 4.125%
HK$26,046
baseline
▲ 0.50% · 4.625%
HK$27,631
+HK$1,585/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$52,092/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,266
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$27,998
−HK$742/mo
Today · 4.125%
HK$28,740
baseline
▲ 0.50% · 4.625%
HK$30,254
+HK$1,514/mo
Deposit HK$2.89M · loan HK$5.37M · min. income ≈ HK$57,480/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,216
−HK$834/mo
Today · 4.125%
HK$28,050
baseline
▲ 0.50% · 4.625%
HK$29,757
+HK$1,707/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$56,100/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,364
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,151
−HK$799/mo
Today · 4.125%
HK$30,950
baseline
▲ 0.50% · 4.625%
HK$32,582
+HK$1,632/mo
Deposit HK$2.48M · loan HK$5.79M · min. income ≈ HK$61,900/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,280
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,160
−HK$893/mo
Today · 4.125%
HK$30,053
baseline
▲ 0.50% · 4.625%
HK$31,882
+HK$1,829/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$60,106/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,461
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,305
−HK$856/mo
Today · 4.125%
HK$33,161
baseline
▲ 0.50% · 4.625%
HK$34,909
+HK$1,748/mo
Deposit HK$2.07M · loan HK$6.20M · min. income ≈ HK$66,322/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,165
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$31,104
−HK$953/mo
Today · 4.125%
HK$32,057
baseline
▲ 0.50% · 4.625%
HK$34,008
+HK$1,951/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$64,114/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,559
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,459
−HK$913/mo
Today · 4.125%
HK$35,372
baseline
▲ 0.50% · 4.625%
HK$37,236
+HK$1,864/mo
Deposit HK$1.65M · loan HK$6.61M · min. income ≈ HK$70,744/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,051
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,048
−HK$1,013/mo
Today · 4.125%
HK$34,061
baseline
▲ 0.50% · 4.625%
HK$36,133
+HK$2,072/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$68,122/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,656
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,612
−HK$970/mo
Today · 4.125%
HK$37,582
baseline
▲ 0.50% · 4.625%
HK$39,564
+HK$1,982/mo
Deposit HK$1.24M · loan HK$7.03M · min. income ≈ HK$75,164/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,936
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,992
−HK$1,072/mo
Today · 4.125%
HK$36,064
baseline
▲ 0.50% · 4.625%
HK$38,259
+HK$2,195/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,128/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,754
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$38,766
−HK$1,027/mo
Today · 4.125%
HK$39,793
baseline
▲ 0.50% · 4.625%
HK$41,891
+HK$2,098/mo
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$79,586/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$248,043 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).