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At today's rate and a 90% mortgage, the deposit on this unit is about HK$771K, with repayments around HK$33,636/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$771K · loan HK$6.94M · min. income ≈ HK$67,272/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,344 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- G
- Saleable Area
- 475 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-18 | HK$6.50M | −12.8% 4.6y · −3.0%/yr |
| 2020-11-12 | HK$7.45M | +30.0% 4.1y · 7.0%/yr |
| 2016-10-07 | HK$5.73M | +44.0% 4.4y · 10.0%/yr |
| 2012-05-04 | HK$3.98M | +23.6% |
| 2010-03-12 | HK$3.22M | — |