▼ 0.50% · 3.625%
HK$17,568
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,114
−HK$555/mo
Today · 4.125%
HK$18,669
baseline
▲ 0.50% · 4.625%
HK$19,805
+HK$1,136/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$37,338/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,544
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,068
−HK$532/mo
Today · 4.125%
HK$20,600
baseline
▲ 0.50% · 4.625%
HK$21,686
+HK$1,086/mo
Deposit HK$3.85M · loan HK$3.85M · min. income ≈ HK$41,200/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,324
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,926
−HK$610/mo
Today · 4.125%
HK$20,536
baseline
▲ 0.50% · 4.625%
HK$21,786
+HK$1,250/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$41,072/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,498
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$22,075
−HK$585/mo
Today · 4.125%
HK$22,660
baseline
▲ 0.50% · 4.625%
HK$23,854
+HK$1,194/mo
Deposit HK$3.47M · loan HK$4.24M · min. income ≈ HK$45,320/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,081
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,737
−HK$666/mo
Today · 4.125%
HK$22,403
baseline
▲ 0.50% · 4.625%
HK$23,766
+HK$1,363/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$44,806/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,453
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$24,082
−HK$638/mo
Today · 4.125%
HK$24,720
baseline
▲ 0.50% · 4.625%
HK$26,023
+HK$1,303/mo
Deposit HK$3.08M · loan HK$4.62M · min. income ≈ HK$49,440/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,548
−HK$722/mo
Today · 4.125%
HK$24,270
baseline
▲ 0.50% · 4.625%
HK$25,747
+HK$1,477/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$48,540/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,407
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,088
−HK$692/mo
Today · 4.125%
HK$26,780
baseline
▲ 0.50% · 4.625%
HK$28,191
+HK$1,411/mo
Deposit HK$2.70M · loan HK$5.01M · min. income ≈ HK$53,560/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,595
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,360
−HK$777/mo
Today · 4.125%
HK$26,137
baseline
▲ 0.50% · 4.625%
HK$27,727
+HK$1,590/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$52,274/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,361
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,095
−HK$745/mo
Today · 4.125%
HK$28,840
baseline
▲ 0.50% · 4.625%
HK$30,360
+HK$1,520/mo
Deposit HK$2.31M · loan HK$5.39M · min. income ≈ HK$57,680/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,351
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,171
−HK$833/mo
Today · 4.125%
HK$28,004
baseline
▲ 0.50% · 4.625%
HK$29,708
+HK$1,704/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$56,008/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,316
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,102
−HK$798/mo
Today · 4.125%
HK$30,900
baseline
▲ 0.50% · 4.625%
HK$32,528
+HK$1,628/mo
Deposit HK$1.93M · loan HK$5.78M · min. income ≈ HK$61,800/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,108
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,983
−HK$888/mo
Today · 4.125%
HK$29,871
baseline
▲ 0.50% · 4.625%
HK$31,688
+HK$1,817/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$59,742/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,270
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,109
−HK$851/mo
Today · 4.125%
HK$32,960
baseline
▲ 0.50% · 4.625%
HK$34,697
+HK$1,737/mo
Deposit HK$1.54M · loan HK$6.16M · min. income ≈ HK$65,920/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,865
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,794
−HK$944/mo
Today · 4.125%
HK$31,738
baseline
▲ 0.50% · 4.625%
HK$33,669
+HK$1,931/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$63,476/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,225
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,116
−HK$904/mo
Today · 4.125%
HK$35,020
baseline
▲ 0.50% · 4.625%
HK$36,865
+HK$1,845/mo
Deposit HK$1.16M · loan HK$6.55M · min. income ≈ HK$70,040/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,622
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,605
−HK$1,000/mo
Today · 4.125%
HK$33,605
baseline
▲ 0.50% · 4.625%
HK$35,650
+HK$2,045/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$67,210/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,179
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$36,122
−HK$958/mo
Today · 4.125%
HK$37,080
baseline
▲ 0.50% · 4.625%
HK$39,034
+HK$1,954/mo
Deposit HK$770K · loan HK$6.93M · min. income ≈ HK$74,160/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).