Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$816K, with repayments around HK$35,601/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$816K · loan HK$7.35M · min. income ≈ HK$71,202/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,856 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- D
- Saleable Area
- 507 Saleable ft²
- Gross Area
- 653 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-05-15 | HK$8.40M | −32.8% 3.2y · 1.0%/yr |
| 2020-05-26 | HK$12.50M | +53.4% 0.2y |
| 2020-03-02 | HK$8.15M | +116.8% 5.2y · 7.0%/yr |
| 2010-03-17 | HK$3.76M | — |