▼ 0.50% · 3.625%
HK$17,390
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,931
−HK$550/mo
Today · 4.125%
HK$18,481
baseline
▲ 0.50% · 4.625%
HK$19,605
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,962/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,347
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,866
−HK$526/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,467
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,129
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,724
−HK$605/mo
Today · 4.125%
HK$20,329
baseline
▲ 0.50% · 4.625%
HK$21,566
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,658/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,281
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,852
−HK$579/mo
Today · 4.125%
HK$22,431
baseline
▲ 0.50% · 4.625%
HK$23,613
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,862/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,868
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,518
−HK$659/mo
Today · 4.125%
HK$22,177
baseline
▲ 0.50% · 4.625%
HK$23,527
+HK$1,350/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,354/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,216
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$631/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,760
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$714/mo
Today · 4.125%
HK$24,025
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,050/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,825
−HK$684/mo
Today · 4.125%
HK$26,509
baseline
▲ 0.50% · 4.625%
HK$27,907
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,018/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,347
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,104
−HK$769/mo
Today · 4.125%
HK$25,873
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,575/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,746/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,085
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$737/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,053
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,897
−HK$824/mo
Today · 4.125%
HK$27,721
baseline
▲ 0.50% · 4.625%
HK$29,408
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,442/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,020
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,798
−HK$790/mo
Today · 4.125%
HK$30,588
baseline
▲ 0.50% · 4.625%
HK$32,200
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,176/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,690
−HK$879/mo
Today · 4.125%
HK$29,569
baseline
▲ 0.50% · 4.625%
HK$31,369
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,138/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,955
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,785
−HK$842/mo
Today · 4.125%
HK$32,627
baseline
▲ 0.50% · 4.625%
HK$34,347
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,254/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,564
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,483
−HK$935/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,329
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,889
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,771
−HK$895/mo
Today · 4.125%
HK$34,666
baseline
▲ 0.50% · 4.625%
HK$36,493
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,332/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,303
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,276
−HK$990/mo
Today · 4.125%
HK$33,266
baseline
▲ 0.50% · 4.625%
HK$35,290
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,532/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,824
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,758
−HK$947/mo
Today · 4.125%
HK$36,705
baseline
▲ 0.50% · 4.625%
HK$38,640
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,410/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,796 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).