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At today's rate and a 90% mortgage, the deposit on this unit is about HK$557K, with repayments around HK$24,277/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$557K · loan HK$5.01M · min. income ≈ HK$48,554/mo (50% DSR)
Upfront cash ≈ HK$682K (deposit + AVD stamp duty HK$125,233 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 21 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 26 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- A
- Saleable Area
- 362 Saleable ft²
- Gross Area
- 483 ft²
- Efficiency
- 75%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-07-18 | HK$6.23M | +3.8% 3.8y · 1.0%/yr |
| 2019-10-15 | HK$6.00M | +28.5% 3.0y · 9.0%/yr |
| 2016-10-12 | HK$4.67M | +108.5% 3.3y · 7.0%/yr |
| 2010-03-15 | HK$2.24M | — |