▼ 0.50% · 3.625%
HK$18,663
−HK$1,170/mo
▼ 0.25% · 3.875%
HK$19,243
−HK$590/mo
Today · 4.125%
HK$19,833
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,207/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,666/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,762
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$21,319
−HK$565/mo
Today · 4.125%
HK$21,884
baseline
▲ 0.50% · 4.625%
HK$23,037
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,768/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,529
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,167
−HK$649/mo
Today · 4.125%
HK$21,816
baseline
▲ 0.50% · 4.625%
HK$23,144
+HK$1,328/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,632/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,838
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,451
−HK$621/mo
Today · 4.125%
HK$24,072
baseline
▲ 0.50% · 4.625%
HK$25,341
+HK$1,269/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,144/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,395
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,092
−HK$707/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,248
+HK$1,449/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,914
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$678/mo
Today · 4.125%
HK$26,260
baseline
▲ 0.50% · 4.625%
HK$27,645
+HK$1,385/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,520/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,261
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,016
−HK$767/mo
Today · 4.125%
HK$25,783
baseline
▲ 0.50% · 4.625%
HK$27,352
+HK$1,569/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$51,566/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,990
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,714
−HK$735/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$29,948
+HK$1,499/mo
Deposit HK$2.86M · loan HK$5.32M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,128
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$26,940
−HK$826/mo
Today · 4.125%
HK$27,766
baseline
▲ 0.50% · 4.625%
HK$29,455
+HK$1,689/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,532/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,067
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$29,846
−HK$791/mo
Today · 4.125%
HK$30,637
baseline
▲ 0.50% · 4.625%
HK$32,252
+HK$1,615/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,274/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,994
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$28,865
−HK$884/mo
Today · 4.125%
HK$29,749
baseline
▲ 0.50% · 4.625%
HK$31,559
+HK$1,810/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,498/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,143
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$31,978
−HK$847/mo
Today · 4.125%
HK$32,825
baseline
▲ 0.50% · 4.625%
HK$34,556
+HK$1,731/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,650/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,860
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,789
−HK$944/mo
Today · 4.125%
HK$31,733
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,930/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,466/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,219
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,110
−HK$904/mo
Today · 4.125%
HK$35,014
baseline
▲ 0.50% · 4.625%
HK$36,859
+HK$1,845/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,028/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,726
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$32,713
−HK$1,003/mo
Today · 4.125%
HK$33,716
baseline
▲ 0.50% · 4.625%
HK$35,767
+HK$2,051/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,432/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,295
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$36,242
−HK$960/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,163
+HK$1,961/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,404/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,593
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,637
−HK$1,062/mo
Today · 4.125%
HK$35,699
baseline
▲ 0.50% · 4.625%
HK$37,871
+HK$2,172/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$71,398/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,371
−HK$2,019/mo
▼ 0.25% · 3.875%
HK$38,374
−HK$1,016/mo
Today · 4.125%
HK$39,390
baseline
▲ 0.50% · 4.625%
HK$41,467
+HK$2,077/mo
Deposit HK$818K · loan HK$7.37M · min. income ≈ HK$78,780/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,533 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).