▼ 0.50% · 3.625%
HK$18,742
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,325
−HK$593/mo
Today · 4.125%
HK$19,918
baseline
▲ 0.50% · 4.625%
HK$21,129
+HK$1,211/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$39,836/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,410
−HK$567/mo
Today · 4.125%
HK$21,977
baseline
▲ 0.50% · 4.625%
HK$23,135
+HK$1,158/mo
Deposit HK$4.11M · loan HK$4.11M · min. income ≈ HK$43,954/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,616
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$21,258
−HK$651/mo
Today · 4.125%
HK$21,909
baseline
▲ 0.50% · 4.625%
HK$23,242
+HK$1,333/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$43,818/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,936
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,551
−HK$624/mo
Today · 4.125%
HK$24,175
baseline
▲ 0.50% · 4.625%
HK$25,449
+HK$1,274/mo
Deposit HK$3.70M · loan HK$4.52M · min. income ≈ HK$48,350/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,491
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,190
−HK$711/mo
Today · 4.125%
HK$23,901
baseline
▲ 0.50% · 4.625%
HK$25,355
+HK$1,454/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$47,802/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,021
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,692
−HK$680/mo
Today · 4.125%
HK$26,372
baseline
▲ 0.50% · 4.625%
HK$27,763
+HK$1,391/mo
Deposit HK$3.29M · loan HK$4.93M · min. income ≈ HK$52,744/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,123
−HK$770/mo
Today · 4.125%
HK$25,893
baseline
▲ 0.50% · 4.625%
HK$27,468
+HK$1,575/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$51,786/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,106
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,833
−HK$737/mo
Today · 4.125%
HK$28,570
baseline
▲ 0.50% · 4.625%
HK$30,076
+HK$1,506/mo
Deposit HK$2.88M · loan HK$5.34M · min. income ≈ HK$57,140/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,239
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,055
−HK$830/mo
Today · 4.125%
HK$27,885
baseline
▲ 0.50% · 4.625%
HK$29,581
+HK$1,696/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$55,770/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,191
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$29,974
−HK$794/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,390
+HK$1,622/mo
Deposit HK$2.47M · loan HK$5.75M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,113
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,988
−HK$888/mo
Today · 4.125%
HK$29,876
baseline
▲ 0.50% · 4.625%
HK$31,694
+HK$1,818/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,752/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$32,115
−HK$851/mo
Today · 4.125%
HK$32,966
baseline
▲ 0.50% · 4.625%
HK$34,703
+HK$1,737/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,932/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,988
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$30,920
−HK$948/mo
Today · 4.125%
HK$31,868
baseline
▲ 0.50% · 4.625%
HK$33,807
+HK$1,939/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$63,736/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,361
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$34,256
−HK$907/mo
Today · 4.125%
HK$35,163
baseline
▲ 0.50% · 4.625%
HK$37,017
+HK$1,854/mo
Deposit HK$1.64M · loan HK$6.58M · min. income ≈ HK$70,326/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,862
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$1,007/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,920
+HK$2,060/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,446
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$964/mo
Today · 4.125%
HK$37,361
baseline
▲ 0.50% · 4.625%
HK$39,330
+HK$1,969/mo
Deposit HK$1.23M · loan HK$6.99M · min. income ≈ HK$74,722/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,736
−HK$2,116/mo
▼ 0.25% · 3.875%
HK$34,785
−HK$1,067/mo
Today · 4.125%
HK$35,852
baseline
▲ 0.50% · 4.625%
HK$38,033
+HK$2,181/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$71,704/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,531
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$38,538
−HK$1,021/mo
Today · 4.125%
HK$39,559
baseline
▲ 0.50% · 4.625%
HK$41,644
+HK$2,085/mo
Deposit HK$822K · loan HK$7.40M · min. income ≈ HK$79,118/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,581 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).