▼ 0.50% · 3.625%
HK$20,727
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$21,372
−HK$655/mo
Today · 4.125%
HK$22,027
baseline
▲ 0.50% · 4.625%
HK$23,367
+HK$1,340/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$44,054/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,059
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,677
−HK$628/mo
Today · 4.125%
HK$24,305
baseline
▲ 0.50% · 4.625%
HK$25,586
+HK$1,281/mo
Deposit HK$4.54M · loan HK$4.54M · min. income ≈ HK$48,610/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,800
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,509
−HK$721/mo
Today · 4.125%
HK$24,230
baseline
▲ 0.50% · 4.625%
HK$25,704
+HK$1,474/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$48,460/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,365
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,045
−HK$690/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,144
+HK$1,409/mo
Deposit HK$4.09M · loan HK$5.00M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,873
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,646
−HK$786/mo
Today · 4.125%
HK$26,432
baseline
▲ 0.50% · 4.625%
HK$28,041
+HK$1,609/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$52,864/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,671
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,413
−HK$752/mo
Today · 4.125%
HK$29,165
baseline
▲ 0.50% · 4.625%
HK$30,703
+HK$1,538/mo
Deposit HK$3.64M · loan HK$5.45M · min. income ≈ HK$58,330/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,945
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$852/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,377
+HK$1,742/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,976
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,780
−HK$816/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,261
+HK$1,665/mo
Deposit HK$3.18M · loan HK$5.91M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,018
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$29,921
−HK$917/mo
Today · 4.125%
HK$30,838
baseline
▲ 0.50% · 4.625%
HK$32,714
+HK$1,876/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$61,676/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,282
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$33,148
−HK$878/mo
Today · 4.125%
HK$34,026
baseline
▲ 0.50% · 4.625%
HK$35,820
+HK$1,794/mo
Deposit HK$2.73M · loan HK$6.36M · min. income ≈ HK$68,052/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,091
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,058
−HK$982/mo
Today · 4.125%
HK$33,040
baseline
▲ 0.50% · 4.625%
HK$35,051
+HK$2,011/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$66,080/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,588
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$941/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,379
+HK$1,922/mo
Deposit HK$2.27M · loan HK$6.82M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,163
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,195
−HK$1,048/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,388
+HK$2,145/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,894
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,884
−HK$1,003/mo
Today · 4.125%
HK$38,887
baseline
▲ 0.50% · 4.625%
HK$40,937
+HK$2,050/mo
Deposit HK$1.82M · loan HK$7.27M · min. income ≈ HK$77,774/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,236
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$36,332
−HK$1,114/mo
Today · 4.125%
HK$37,446
baseline
▲ 0.50% · 4.625%
HK$39,724
+HK$2,278/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$74,892/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,200
−HK$2,118/mo
▼ 0.25% · 3.875%
HK$40,251
−HK$1,067/mo
Today · 4.125%
HK$41,318
baseline
▲ 0.50% · 4.625%
HK$43,496
+HK$2,178/mo
Deposit HK$1.36M · loan HK$7.73M · min. income ≈ HK$82,636/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,309
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,469
−HK$1,180/mo
Today · 4.125%
HK$39,649
baseline
▲ 0.50% · 4.625%
HK$42,061
+HK$2,412/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$79,298/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,506
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$42,619
−HK$1,129/mo
Today · 4.125%
HK$43,748
baseline
▲ 0.50% · 4.625%
HK$46,054
+HK$2,306/mo
Deposit HK$909K · loan HK$8.18M · min. income ≈ HK$87,496/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$278,985 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).