▼ 0.50% · 3.625%
HK$21,683
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$685/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,444
+HK$1,402/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,122
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$656/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,340/mo
Deposit HK$4.75M · loan HK$4.75M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,851
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,593
−HK$753/mo
Today · 4.125%
HK$25,346
baseline
▲ 0.50% · 4.625%
HK$26,889
+HK$1,543/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$50,692/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,534
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,245
−HK$722/mo
Today · 4.125%
HK$27,967
baseline
▲ 0.50% · 4.625%
HK$29,441
+HK$1,474/mo
Deposit HK$4.28M · loan HK$5.23M · min. income ≈ HK$55,934/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,019
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$823/mo
Today · 4.125%
HK$27,651
baseline
▲ 0.50% · 4.625%
HK$29,333
+HK$1,682/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$55,302/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,946
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,722
−HK$788/mo
Today · 4.125%
HK$30,510
baseline
▲ 0.50% · 4.625%
HK$32,118
+HK$1,608/mo
Deposit HK$3.80M · loan HK$5.71M · min. income ≈ HK$61,020/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,187
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$29,064
−HK$891/mo
Today · 4.125%
HK$29,955
baseline
▲ 0.50% · 4.625%
HK$31,778
+HK$1,823/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$59,910/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,358
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$32,199
−HK$853/mo
Today · 4.125%
HK$33,052
baseline
▲ 0.50% · 4.625%
HK$34,794
+HK$1,742/mo
Deposit HK$3.33M · loan HK$6.18M · min. income ≈ HK$66,104/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,356
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,300
−HK$959/mo
Today · 4.125%
HK$32,259
baseline
▲ 0.50% · 4.625%
HK$34,222
+HK$1,963/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$64,518/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,770
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,676
−HK$919/mo
Today · 4.125%
HK$35,595
baseline
▲ 0.50% · 4.625%
HK$37,471
+HK$1,876/mo
Deposit HK$2.85M · loan HK$6.66M · min. income ≈ HK$71,190/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,524
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,535
−HK$1,028/mo
Today · 4.125%
HK$34,563
baseline
▲ 0.50% · 4.625%
HK$36,666
+HK$2,103/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$69,126/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,182
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,153
−HK$984/mo
Today · 4.125%
HK$38,137
baseline
▲ 0.50% · 4.625%
HK$40,147
+HK$2,010/mo
Deposit HK$2.38M · loan HK$7.13M · min. income ≈ HK$76,274/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,692
−HK$2,176/mo
▼ 0.25% · 3.875%
HK$35,771
−HK$1,097/mo
Today · 4.125%
HK$36,868
baseline
▲ 0.50% · 4.625%
HK$39,111
+HK$2,243/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$73,736/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,595
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,630
−HK$1,050/mo
Today · 4.125%
HK$40,680
baseline
▲ 0.50% · 4.625%
HK$42,824
+HK$2,144/mo
Deposit HK$1.90M · loan HK$7.61M · min. income ≈ HK$81,360/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,860
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$38,007
−HK$1,165/mo
Today · 4.125%
HK$39,172
baseline
▲ 0.50% · 4.625%
HK$41,555
+HK$2,383/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$78,344/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,007
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$42,107
−HK$1,115/mo
Today · 4.125%
HK$43,222
baseline
▲ 0.50% · 4.625%
HK$45,500
+HK$2,278/mo
Deposit HK$1.43M · loan HK$8.08M · min. income ≈ HK$86,444/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,029
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,243
−HK$1,233/mo
Today · 4.125%
HK$41,476
baseline
▲ 0.50% · 4.625%
HK$44,000
+HK$2,524/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$82,952/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,419
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,583
−HK$1,182/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,177
+HK$2,412/mo
Deposit HK$951K · loan HK$8.56M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$320,882 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).