▼ 0.50% · 3.625%
HK$17,847
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,402
−HK$565/mo
Today · 4.125%
HK$18,967
baseline
▲ 0.50% · 4.625%
HK$20,121
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,934/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,387
−HK$541/mo
Today · 4.125%
HK$20,928
baseline
▲ 0.50% · 4.625%
HK$22,031
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,856/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,632
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,243
−HK$620/mo
Today · 4.125%
HK$20,863
baseline
▲ 0.50% · 4.625%
HK$22,133
+HK$1,270/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,726/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,840
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,426
−HK$594/mo
Today · 4.125%
HK$23,020
baseline
▲ 0.50% · 4.625%
HK$24,234
+HK$1,214/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$46,040/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,417
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,083
−HK$677/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$24,145
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,826
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,465
−HK$648/mo
Today · 4.125%
HK$25,113
baseline
▲ 0.50% · 4.625%
HK$26,437
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,226/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,202
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,923
−HK$733/mo
Today · 4.125%
HK$24,656
baseline
▲ 0.50% · 4.625%
HK$26,157
+HK$1,501/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,312/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,811
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,504
−HK$702/mo
Today · 4.125%
HK$27,206
baseline
▲ 0.50% · 4.625%
HK$28,640
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,412/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,986
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,763
−HK$790/mo
Today · 4.125%
HK$26,553
baseline
▲ 0.50% · 4.625%
HK$28,169
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,106/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,797
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,542
−HK$757/mo
Today · 4.125%
HK$29,299
baseline
▲ 0.50% · 4.625%
HK$30,843
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,598/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,771
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,604
−HK$846/mo
Today · 4.125%
HK$28,450
baseline
▲ 0.50% · 4.625%
HK$30,181
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,900/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,581
−HK$811/mo
Today · 4.125%
HK$31,392
baseline
▲ 0.50% · 4.625%
HK$33,046
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,784/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,556
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,444
−HK$902/mo
Today · 4.125%
HK$30,346
baseline
▲ 0.50% · 4.625%
HK$32,193
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,692/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,768
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,620
−HK$864/mo
Today · 4.125%
HK$33,484
baseline
▲ 0.50% · 4.625%
HK$35,249
+HK$1,765/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,968/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,340
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,284
−HK$959/mo
Today · 4.125%
HK$32,243
baseline
▲ 0.50% · 4.625%
HK$34,205
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,486/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,753
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,659
−HK$918/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$1,875/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,125
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,124
−HK$1,016/mo
Today · 4.125%
HK$34,140
baseline
▲ 0.50% · 4.625%
HK$36,217
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,280/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,739
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,697
−HK$973/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,655
+HK$1,985/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,807 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).