▼ 0.50% · 3.625%
HK$21,186
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,845
−HK$669/mo
Today · 4.125%
HK$22,514
baseline
▲ 0.50% · 4.625%
HK$23,884
+HK$1,370/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,028/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,273/mo
▼ 0.25% · 3.875%
HK$24,201
−HK$641/mo
Today · 4.125%
HK$24,842
baseline
▲ 0.50% · 4.625%
HK$26,152
+HK$1,310/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,684/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,304
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,029
−HK$737/mo
Today · 4.125%
HK$24,766
baseline
▲ 0.50% · 4.625%
HK$26,273
+HK$1,507/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$49,532/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,926
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,621
−HK$706/mo
Today · 4.125%
HK$27,327
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,440/mo
Deposit HK$4.18M · loan HK$5.11M · min. income ≈ HK$54,654/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,423
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,214
−HK$803/mo
Today · 4.125%
HK$27,017
baseline
▲ 0.50% · 4.625%
HK$28,661
+HK$1,644/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$54,034/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,283
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,041
−HK$770/mo
Today · 4.125%
HK$29,811
baseline
▲ 0.50% · 4.625%
HK$31,382
+HK$1,571/mo
Deposit HK$3.72M · loan HK$5.57M · min. income ≈ HK$59,622/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,541
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$28,398
−HK$871/mo
Today · 4.125%
HK$29,269
baseline
▲ 0.50% · 4.625%
HK$31,049
+HK$1,780/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$58,538/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,640
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,461
−HK$834/mo
Today · 4.125%
HK$32,295
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,702/mo
Deposit HK$3.25M · loan HK$6.04M · min. income ≈ HK$64,590/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,660
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$30,583
−HK$937/mo
Today · 4.125%
HK$31,520
baseline
▲ 0.50% · 4.625%
HK$33,438
+HK$1,918/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$63,040/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,996
−HK$1,783/mo
▼ 0.25% · 3.875%
HK$33,881
−HK$898/mo
Today · 4.125%
HK$34,779
baseline
▲ 0.50% · 4.625%
HK$36,612
+HK$1,833/mo
Deposit HK$2.79M · loan HK$6.50M · min. income ≈ HK$69,558/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,779
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,767
−HK$1,004/mo
Today · 4.125%
HK$33,771
baseline
▲ 0.50% · 4.625%
HK$35,826
+HK$2,055/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$67,542/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,353
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$36,302
−HK$961/mo
Today · 4.125%
HK$37,263
baseline
▲ 0.50% · 4.625%
HK$39,228
+HK$1,965/mo
Deposit HK$2.32M · loan HK$6.97M · min. income ≈ HK$74,526/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,897
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$34,952
−HK$1,071/mo
Today · 4.125%
HK$36,023
baseline
▲ 0.50% · 4.625%
HK$38,215
+HK$2,192/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$72,046/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,710
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$38,722
−HK$1,026/mo
Today · 4.125%
HK$39,748
baseline
▲ 0.50% · 4.625%
HK$41,843
+HK$2,095/mo
Deposit HK$1.86M · loan HK$7.43M · min. income ≈ HK$79,496/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,016
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,136
−HK$1,138/mo
Today · 4.125%
HK$38,274
baseline
▲ 0.50% · 4.625%
HK$40,603
+HK$2,329/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$76,548/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,067
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,142
−HK$1,090/mo
Today · 4.125%
HK$42,232
baseline
▲ 0.50% · 4.625%
HK$44,458
+HK$2,226/mo
Deposit HK$1.39M · loan HK$7.90M · min. income ≈ HK$84,464/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,134
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$39,321
−HK$1,205/mo
Today · 4.125%
HK$40,526
baseline
▲ 0.50% · 4.625%
HK$42,992
+HK$2,466/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$81,052/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,424
−HK$2,292/mo
▼ 0.25% · 3.875%
HK$43,562
−HK$1,154/mo
Today · 4.125%
HK$44,716
baseline
▲ 0.50% · 4.625%
HK$47,073
+HK$2,357/mo
Deposit HK$929K · loan HK$8.36M · min. income ≈ HK$89,432/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$299,095 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).