▼ 0.50% · 3.625%
HK$21,382
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,047
−HK$675/mo
Today · 4.125%
HK$22,722
baseline
▲ 0.50% · 4.625%
HK$24,105
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,444/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,787
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,425
−HK$647/mo
Today · 4.125%
HK$25,072
baseline
▲ 0.50% · 4.625%
HK$26,394
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,144/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,520
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,251
−HK$744/mo
Today · 4.125%
HK$24,995
baseline
▲ 0.50% · 4.625%
HK$26,516
+HK$1,521/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$49,990/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,166
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,867
−HK$712/mo
Today · 4.125%
HK$27,579
baseline
▲ 0.50% · 4.625%
HK$29,033
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,158/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,658
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,456
−HK$811/mo
Today · 4.125%
HK$27,267
baseline
▲ 0.50% · 4.625%
HK$28,926
+HK$1,659/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,534/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,310
−HK$776/mo
Today · 4.125%
HK$30,086
baseline
▲ 0.50% · 4.625%
HK$31,672
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,172/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,796
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,661
−HK$878/mo
Today · 4.125%
HK$29,539
baseline
▲ 0.50% · 4.625%
HK$31,337
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,078/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,923
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,752
−HK$842/mo
Today · 4.125%
HK$32,594
baseline
▲ 0.50% · 4.625%
HK$34,312
+HK$1,718/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,188/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,934
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$30,865
−HK$946/mo
Today · 4.125%
HK$31,811
baseline
▲ 0.50% · 4.625%
HK$33,747
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,622/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,302
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$34,195
−HK$906/mo
Today · 4.125%
HK$35,101
baseline
▲ 0.50% · 4.625%
HK$36,951
+HK$1,850/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,202/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,072
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,070
−HK$1,014/mo
Today · 4.125%
HK$34,084
baseline
▲ 0.50% · 4.625%
HK$36,158
+HK$2,074/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,168/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,680
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,637
−HK$971/mo
Today · 4.125%
HK$37,608
baseline
▲ 0.50% · 4.625%
HK$39,590
+HK$1,982/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,216/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$2,145/mo
▼ 0.25% · 3.875%
HK$35,275
−HK$1,081/mo
Today · 4.125%
HK$36,356
baseline
▲ 0.50% · 4.625%
HK$38,568
+HK$2,212/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,712/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,059
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$39,080
−HK$1,035/mo
Today · 4.125%
HK$40,115
baseline
▲ 0.50% · 4.625%
HK$42,230
+HK$2,115/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,230/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,349
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,479
−HK$1,149/mo
Today · 4.125%
HK$38,628
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,351/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,256/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,438
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,522
−HK$1,100/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$44,869
+HK$2,247/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,487
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,684
−HK$1,216/mo
Today · 4.125%
HK$40,900
baseline
▲ 0.50% · 4.625%
HK$43,389
+HK$2,489/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,800/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,965
−HK$1,165/mo
Today · 4.125%
HK$45,130
baseline
▲ 0.50% · 4.625%
HK$47,508
+HK$2,378/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,260/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$307,685 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).