▼ 0.50% · 3.625%
HK$20,544
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,183
−HK$649/mo
Today · 4.125%
HK$21,832
baseline
▲ 0.50% · 4.625%
HK$23,160
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,664/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,855
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,468
−HK$621/mo
Today · 4.125%
HK$24,089
baseline
▲ 0.50% · 4.625%
HK$25,359
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,178/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,598
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,301
−HK$714/mo
Today · 4.125%
HK$24,015
baseline
▲ 0.50% · 4.625%
HK$25,476
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.96M · min. income ≈ HK$48,030/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,140
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,814
−HK$684/mo
Today · 4.125%
HK$26,498
baseline
▲ 0.50% · 4.625%
HK$27,895
+HK$1,397/mo
Deposit HK$4.05M · loan HK$4.96M · min. income ≈ HK$52,996/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,652
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,419
−HK$779/mo
Today · 4.125%
HK$26,198
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,594/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$52,396/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,425
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,161
−HK$746/mo
Today · 4.125%
HK$28,907
baseline
▲ 0.50% · 4.625%
HK$30,431
+HK$1,524/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$57,814/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,707
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$844/mo
Today · 4.125%
HK$28,381
baseline
▲ 0.50% · 4.625%
HK$30,108
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,762/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,508
−HK$808/mo
Today · 4.125%
HK$31,316
baseline
▲ 0.50% · 4.625%
HK$32,967
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,632/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,761
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,656
−HK$909/mo
Today · 4.125%
HK$30,565
baseline
▲ 0.50% · 4.625%
HK$32,424
+HK$1,859/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,130/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,996
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$870/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,815
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,774
−HK$974/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,740
+HK$1,992/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,282
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,201
−HK$933/mo
Today · 4.125%
HK$36,134
baseline
▲ 0.50% · 4.625%
HK$38,039
+HK$1,905/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,268/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,892
−HK$1,039/mo
Today · 4.125%
HK$34,931
baseline
▲ 0.50% · 4.625%
HK$37,056
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,862/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$995/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,575
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,924
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,010
−HK$1,104/mo
Today · 4.125%
HK$37,114
baseline
▲ 0.50% · 4.625%
HK$39,373
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,228/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,853
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,895
−HK$1,057/mo
Today · 4.125%
HK$40,952
baseline
▲ 0.50% · 4.625%
HK$43,110
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,904/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,129
−HK$1,168/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,689
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,138
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,242
−HK$1,119/mo
Today · 4.125%
HK$43,361
baseline
▲ 0.50% · 4.625%
HK$45,646
+HK$2,285/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,722/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,935 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).