▼ 0.50% · 3.625%
HK$21,275
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,936
−HK$673/mo
Today · 4.125%
HK$22,609
baseline
▲ 0.50% · 4.625%
HK$23,984
+HK$1,375/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,218/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,668
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$643/mo
Today · 4.125%
HK$24,946
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,315/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,892/mo (50% DSR)
Upfront cash ≈ HK$4.97M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$740/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,513/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$708/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,447/mo
Deposit HK$4.20M · loan HK$5.13M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,530
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,324
−HK$806/mo
Today · 4.125%
HK$27,130
baseline
▲ 0.50% · 4.625%
HK$28,781
+HK$1,651/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$54,260/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,401
−HK$1,535/mo
▼ 0.25% · 3.875%
HK$29,163
−HK$773/mo
Today · 4.125%
HK$29,936
baseline
▲ 0.50% · 4.625%
HK$31,514
+HK$1,578/mo
Deposit HK$3.73M · loan HK$5.60M · min. income ≈ HK$59,872/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,657
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$874/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$31,180
+HK$1,789/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,768
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,593
−HK$837/mo
Today · 4.125%
HK$32,430
baseline
▲ 0.50% · 4.625%
HK$34,140
+HK$1,710/mo
Deposit HK$3.27M · loan HK$6.06M · min. income ≈ HK$64,860/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,784
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,711
−HK$941/mo
Today · 4.125%
HK$31,652
baseline
▲ 0.50% · 4.625%
HK$33,578
+HK$1,926/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$63,304/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,135
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$901/mo
Today · 4.125%
HK$34,925
baseline
▲ 0.50% · 4.625%
HK$36,766
+HK$1,841/mo
Deposit HK$2.80M · loan HK$6.53M · min. income ≈ HK$69,850/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,912
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,905
−HK$1,008/mo
Today · 4.125%
HK$33,913
baseline
▲ 0.50% · 4.625%
HK$35,977
+HK$2,064/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$67,826/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,502
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,454
−HK$966/mo
Today · 4.125%
HK$37,420
baseline
▲ 0.50% · 4.625%
HK$39,392
+HK$1,972/mo
Deposit HK$2.33M · loan HK$7.00M · min. income ≈ HK$74,840/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,039
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$1,076/mo
Today · 4.125%
HK$36,174
baseline
▲ 0.50% · 4.625%
HK$38,375
+HK$2,201/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$72,348/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,868
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,884
−HK$1,030/mo
Today · 4.125%
HK$39,914
baseline
▲ 0.50% · 4.625%
HK$42,018
+HK$2,104/mo
Deposit HK$1.87M · loan HK$7.46M · min. income ≈ HK$79,828/mo (50% DSR)
Upfront cash ≈ HK$2.17M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,167
−HK$2,268/mo
▼ 0.25% · 3.875%
HK$37,292
−HK$1,143/mo
Today · 4.125%
HK$38,435
baseline
▲ 0.50% · 4.625%
HK$40,773
+HK$2,338/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$76,870/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,235
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$41,314
−HK$1,095/mo
Today · 4.125%
HK$42,409
baseline
▲ 0.50% · 4.625%
HK$44,644
+HK$2,235/mo
Deposit HK$1.40M · loan HK$7.93M · min. income ≈ HK$84,818/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,294
−HK$2,402/mo
▼ 0.25% · 3.875%
HK$39,485
−HK$1,211/mo
Today · 4.125%
HK$40,696
baseline
▲ 0.50% · 4.625%
HK$43,172
+HK$2,476/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$81,392/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,602
−HK$2,302/mo
▼ 0.25% · 3.875%
HK$43,745
−HK$1,159/mo
Today · 4.125%
HK$44,904
baseline
▲ 0.50% · 4.625%
HK$47,271
+HK$2,367/mo
Deposit HK$933K · loan HK$8.40M · min. income ≈ HK$89,808/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$302,992 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).