▼ 0.50% · 3.625%
HK$21,362
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$22,026
−HK$675/mo
Today · 4.125%
HK$22,701
baseline
▲ 0.50% · 4.625%
HK$24,082
+HK$1,381/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,402/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,764
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,402
−HK$646/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,369
+HK$1,321/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$4.99M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,498
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,229
−HK$742/mo
Today · 4.125%
HK$24,971
baseline
▲ 0.50% · 4.625%
HK$26,491
+HK$1,520/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$49,942/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,141
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,842
−HK$711/mo
Today · 4.125%
HK$27,553
baseline
▲ 0.50% · 4.625%
HK$29,006
+HK$1,453/mo
Deposit HK$4.22M · loan HK$5.15M · min. income ≈ HK$55,106/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,634
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,431
−HK$810/mo
Today · 4.125%
HK$27,241
baseline
▲ 0.50% · 4.625%
HK$28,899
+HK$1,658/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$54,482/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,517
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,282
−HK$776/mo
Today · 4.125%
HK$30,058
baseline
▲ 0.50% · 4.625%
HK$31,642
+HK$1,584/mo
Deposit HK$3.75M · loan HK$5.62M · min. income ≈ HK$60,116/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,770
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$28,634
−HK$877/mo
Today · 4.125%
HK$29,511
baseline
▲ 0.50% · 4.625%
HK$31,307
+HK$1,796/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$59,022/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,894
−HK$1,669/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$841/mo
Today · 4.125%
HK$32,563
baseline
▲ 0.50% · 4.625%
HK$34,279
+HK$1,716/mo
Deposit HK$3.28M · loan HK$6.09M · min. income ≈ HK$65,126/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$946/mo
Today · 4.125%
HK$31,782
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,933/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$63,564/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,270
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,163
−HK$905/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$36,916
+HK$1,848/mo
Deposit HK$2.81M · loan HK$6.56M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,042
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,039
−HK$1,013/mo
Today · 4.125%
HK$34,052
baseline
▲ 0.50% · 4.625%
HK$36,124
+HK$2,072/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$68,104/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,647
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,603
−HK$970/mo
Today · 4.125%
HK$37,573
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$1,980/mo
Deposit HK$2.34M · loan HK$7.03M · min. income ≈ HK$75,146/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,178
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$1,080/mo
Today · 4.125%
HK$36,322
baseline
▲ 0.50% · 4.625%
HK$38,532
+HK$2,210/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$72,644/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,023
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,043
−HK$1,034/mo
Today · 4.125%
HK$40,077
baseline
▲ 0.50% · 4.625%
HK$42,190
+HK$2,113/mo
Deposit HK$1.87M · loan HK$7.49M · min. income ≈ HK$80,154/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,315
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,444
−HK$1,148/mo
Today · 4.125%
HK$38,592
baseline
▲ 0.50% · 4.625%
HK$40,940
+HK$2,348/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$77,184/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,400
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,483
−HK$1,099/mo
Today · 4.125%
HK$42,582
baseline
▲ 0.50% · 4.625%
HK$44,827
+HK$2,245/mo
Deposit HK$1.41M · loan HK$7.96M · min. income ≈ HK$85,164/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,451
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$39,647
−HK$1,215/mo
Today · 4.125%
HK$40,862
baseline
▲ 0.50% · 4.625%
HK$43,348
+HK$2,486/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$81,724/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,776
−HK$2,311/mo
▼ 0.25% · 3.875%
HK$43,923
−HK$1,164/mo
Today · 4.125%
HK$45,087
baseline
▲ 0.50% · 4.625%
HK$47,464
+HK$2,377/mo
Deposit HK$937K · loan HK$8.43M · min. income ≈ HK$90,174/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$306,804 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).