▼ 0.50% · 3.625%
HK$21,430
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,096
−HK$677/mo
Today · 4.125%
HK$22,773
baseline
▲ 0.50% · 4.625%
HK$24,159
+HK$1,386/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,546/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,840
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,480
−HK$648/mo
Today · 4.125%
HK$25,128
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,256/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$745/mo
Today · 4.125%
HK$25,051
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,102/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$713/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,457/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,716
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$813/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,663/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$779/mo
Today · 4.125%
HK$30,154
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,308/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,858
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$880/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,802/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,992
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,823
−HK$844/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,722/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,001
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$30,935
−HK$948/mo
Today · 4.125%
HK$31,883
baseline
▲ 0.50% · 4.625%
HK$33,823
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,766/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,376
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,271
−HK$908/mo
Today · 4.125%
HK$35,179
baseline
▲ 0.50% · 4.625%
HK$37,034
+HK$1,855/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,358/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,144
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,144
−HK$1,016/mo
Today · 4.125%
HK$34,160
baseline
▲ 0.50% · 4.625%
HK$36,239
+HK$2,079/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,320/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,760
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,719
−HK$973/mo
Today · 4.125%
HK$37,692
baseline
▲ 0.50% · 4.625%
HK$39,679
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,384/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,287
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,354
−HK$1,083/mo
Today · 4.125%
HK$36,437
baseline
▲ 0.50% · 4.625%
HK$38,655
+HK$2,218/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,874/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,144
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,167
−HK$1,038/mo
Today · 4.125%
HK$40,205
baseline
▲ 0.50% · 4.625%
HK$42,324
+HK$2,119/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,410/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,430
−HK$2,285/mo
▼ 0.25% · 3.875%
HK$37,563
−HK$1,152/mo
Today · 4.125%
HK$38,715
baseline
▲ 0.50% · 4.625%
HK$41,071
+HK$2,356/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,430/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,528
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$41,615
−HK$1,103/mo
Today · 4.125%
HK$42,718
baseline
▲ 0.50% · 4.625%
HK$44,970
+HK$2,252/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,436/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,573
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$39,773
−HK$1,219/mo
Today · 4.125%
HK$40,992
baseline
▲ 0.50% · 4.625%
HK$43,486
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,984/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,912
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$44,063
−HK$1,168/mo
Today · 4.125%
HK$45,231
baseline
▲ 0.50% · 4.625%
HK$47,615
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,462/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,789 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).