▼ 0.50% · 3.625%
HK$16,188
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$16,692
−HK$512/mo
Today · 4.125%
HK$17,204
baseline
▲ 0.50% · 4.625%
HK$18,250
+HK$1,046/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$34,408/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,009
−HK$973/mo
▼ 0.25% · 3.875%
HK$18,493
−HK$489/mo
Today · 4.125%
HK$18,982
baseline
▲ 0.50% · 4.625%
HK$19,983
+HK$1,001/mo
Deposit HK$3.55M · loan HK$3.55M · min. income ≈ HK$37,964/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,807
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,361
−HK$563/mo
Today · 4.125%
HK$18,924
baseline
▲ 0.50% · 4.625%
HK$20,075
+HK$1,151/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,848/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,810
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,342
−HK$539/mo
Today · 4.125%
HK$20,881
baseline
▲ 0.50% · 4.625%
HK$21,981
+HK$1,100/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,762/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,426
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$20,030
−HK$614/mo
Today · 4.125%
HK$20,644
baseline
▲ 0.50% · 4.625%
HK$21,900
+HK$1,256/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$41,288/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,611
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$22,191
−HK$588/mo
Today · 4.125%
HK$22,779
baseline
▲ 0.50% · 4.625%
HK$23,980
+HK$1,201/mo
Deposit HK$2.84M · loan HK$4.26M · min. income ≈ HK$45,558/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,045
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$21,700
−HK$665/mo
Today · 4.125%
HK$22,365
baseline
▲ 0.50% · 4.625%
HK$23,726
+HK$1,361/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,730/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,412
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,040
−HK$637/mo
Today · 4.125%
HK$24,677
baseline
▲ 0.50% · 4.625%
HK$25,978
+HK$1,301/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,354/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,664
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,369
−HK$716/mo
Today · 4.125%
HK$24,085
baseline
▲ 0.50% · 4.625%
HK$25,551
+HK$1,466/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$48,170/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,213
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,890
−HK$685/mo
Today · 4.125%
HK$26,575
baseline
▲ 0.50% · 4.625%
HK$27,976
+HK$1,401/mo
Deposit HK$2.13M · loan HK$4.97M · min. income ≈ HK$53,150/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,283
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,038
−HK$767/mo
Today · 4.125%
HK$25,805
baseline
▲ 0.50% · 4.625%
HK$27,376
+HK$1,571/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$51,610/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,014
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,739
−HK$735/mo
Today · 4.125%
HK$28,474
baseline
▲ 0.50% · 4.625%
HK$29,975
+HK$1,501/mo
Deposit HK$1.77M · loan HK$5.32M · min. income ≈ HK$56,948/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,902
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,707
−HK$819/mo
Today · 4.125%
HK$27,526
baseline
▲ 0.50% · 4.625%
HK$29,201
+HK$1,675/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$55,052/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,815
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,588
−HK$784/mo
Today · 4.125%
HK$30,372
baseline
▲ 0.50% · 4.625%
HK$31,973
+HK$1,601/mo
Deposit HK$1.42M · loan HK$5.68M · min. income ≈ HK$60,744/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,520
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,376
−HK$870/mo
Today · 4.125%
HK$29,246
baseline
▲ 0.50% · 4.625%
HK$31,026
+HK$1,780/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$58,492/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,616
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,437
−HK$833/mo
Today · 4.125%
HK$32,270
baseline
▲ 0.50% · 4.625%
HK$33,971
+HK$1,701/mo
Deposit HK$1.06M · loan HK$6.03M · min. income ≈ HK$64,540/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,139
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,046
−HK$921/mo
Today · 4.125%
HK$30,967
baseline
▲ 0.50% · 4.625%
HK$32,851
+HK$1,884/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$61,934/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,417
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$33,287
−HK$881/mo
Today · 4.125%
HK$34,168
baseline
▲ 0.50% · 4.625%
HK$35,970
+HK$1,802/mo
Deposit HK$710K · loan HK$6.39M · min. income ≈ HK$68,336/mo (50% DSR)
Upfront cash ≈ HK$923K (deposit + AVD stamp duty HK$212,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).