▼ 0.50% · 3.625%
HK$13,710
−HK$860/mo
▼ 0.25% · 3.875%
HK$14,136
−HK$434/mo
Today · 4.125%
HK$14,570
baseline
▲ 0.50% · 4.625%
HK$15,456
+HK$886/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$29,140/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,252
−HK$824/mo
▼ 0.25% · 3.875%
HK$15,661
−HK$415/mo
Today · 4.125%
HK$16,076
baseline
▲ 0.50% · 4.625%
HK$16,924
+HK$848/mo
Deposit HK$3.01M · loan HK$3.01M · min. income ≈ HK$32,152/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,081
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,550
−HK$477/mo
Today · 4.125%
HK$16,027
baseline
▲ 0.50% · 4.625%
HK$17,002
+HK$975/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$32,054/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,777
−HK$907/mo
▼ 0.25% · 3.875%
HK$17,227
−HK$457/mo
Today · 4.125%
HK$17,684
baseline
▲ 0.50% · 4.625%
HK$18,616
+HK$932/mo
Deposit HK$2.71M · loan HK$3.31M · min. income ≈ HK$35,368/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,452
−HK$1,032/mo
▼ 0.25% · 3.875%
HK$16,964
−HK$520/mo
Today · 4.125%
HK$17,484
baseline
▲ 0.50% · 4.625%
HK$18,547
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,968/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,303
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,793
−HK$498/mo
Today · 4.125%
HK$19,291
baseline
▲ 0.50% · 4.625%
HK$20,308
+HK$1,017/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,582/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,823
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,377
−HK$563/mo
Today · 4.125%
HK$18,940
baseline
▲ 0.50% · 4.625%
HK$20,093
+HK$1,153/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$37,880/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,828
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,359
−HK$540/mo
Today · 4.125%
HK$20,899
baseline
▲ 0.50% · 4.625%
HK$22,001
+HK$1,102/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$41,798/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,194
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,791
−HK$606/mo
Today · 4.125%
HK$20,397
baseline
▲ 0.50% · 4.625%
HK$21,639
+HK$1,242/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,794/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,353
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,926
−HK$581/mo
Today · 4.125%
HK$22,507
baseline
▲ 0.50% · 4.625%
HK$23,693
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$45,014/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,565
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,204
−HK$650/mo
Today · 4.125%
HK$21,854
baseline
▲ 0.50% · 4.625%
HK$23,184
+HK$1,330/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,708/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,878
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,492
−HK$622/mo
Today · 4.125%
HK$24,114
baseline
▲ 0.50% · 4.625%
HK$25,385
+HK$1,271/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,228/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,936
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,618
−HK$693/mo
Today · 4.125%
HK$23,311
baseline
▲ 0.50% · 4.625%
HK$24,730
+HK$1,419/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,622/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,403
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$664/mo
Today · 4.125%
HK$25,722
baseline
▲ 0.50% · 4.625%
HK$27,078
+HK$1,356/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,444/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,307
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,032
−HK$736/mo
Today · 4.125%
HK$24,768
baseline
▲ 0.50% · 4.625%
HK$26,275
+HK$1,507/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$49,536/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,929
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,624
−HK$705/mo
Today · 4.125%
HK$27,329
baseline
▲ 0.50% · 4.625%
HK$28,770
+HK$1,441/mo
Deposit HK$902K · loan HK$5.11M · min. income ≈ HK$54,658/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,678
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,445
−HK$780/mo
Today · 4.125%
HK$26,225
baseline
▲ 0.50% · 4.625%
HK$27,821
+HK$1,596/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,450/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,454
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$747/mo
Today · 4.125%
HK$28,937
baseline
▲ 0.50% · 4.625%
HK$30,462
+HK$1,525/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,874/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$136,243 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).