▼ 0.50% · 3.625%
HK$15,977
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$16,474
−HK$505/mo
Today · 4.125%
HK$16,979
baseline
▲ 0.50% · 4.625%
HK$18,012
+HK$1,033/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,958/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,774
−HK$961/mo
▼ 0.25% · 3.875%
HK$18,251
−HK$484/mo
Today · 4.125%
HK$18,735
baseline
▲ 0.50% · 4.625%
HK$19,722
+HK$987/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,470/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,575
−HK$1,102/mo
▼ 0.25% · 3.875%
HK$18,121
−HK$556/mo
Today · 4.125%
HK$18,677
baseline
▲ 0.50% · 4.625%
HK$19,813
+HK$1,136/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,354/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,552
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$20,076
−HK$532/mo
Today · 4.125%
HK$20,608
baseline
▲ 0.50% · 4.625%
HK$21,694
+HK$1,086/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,216/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,173
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,769
−HK$606/mo
Today · 4.125%
HK$20,375
baseline
▲ 0.50% · 4.625%
HK$21,615
+HK$1,240/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,750/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,329
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,901
−HK$581/mo
Today · 4.125%
HK$22,482
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,185/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,964/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,770
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,416
−HK$657/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,416
+HK$1,343/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,107
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,726
−HK$629/mo
Today · 4.125%
HK$24,355
baseline
▲ 0.50% · 4.625%
HK$25,639
+HK$1,284/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,710/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,368
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,064
−HK$707/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,446/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,884
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$25,551
−HK$678/mo
Today · 4.125%
HK$26,229
baseline
▲ 0.50% · 4.625%
HK$27,611
+HK$1,382/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,458/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,966
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,711
−HK$757/mo
Today · 4.125%
HK$25,468
baseline
▲ 0.50% · 4.625%
HK$27,018
+HK$1,550/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$50,936/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,662
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$27,377
−HK$725/mo
Today · 4.125%
HK$28,102
baseline
▲ 0.50% · 4.625%
HK$29,583
+HK$1,481/mo
Deposit HK$1.75M · loan HK$5.26M · min. income ≈ HK$56,204/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,563
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,359
−HK$807/mo
Today · 4.125%
HK$27,166
baseline
▲ 0.50% · 4.625%
HK$28,819
+HK$1,653/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$54,332/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,439
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$773/mo
Today · 4.125%
HK$29,975
baseline
▲ 0.50% · 4.625%
HK$31,555
+HK$1,580/mo
Deposit HK$1.40M · loan HK$5.61M · min. income ≈ HK$59,950/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,006
−HK$858/mo
Today · 4.125%
HK$28,864
baseline
▲ 0.50% · 4.625%
HK$30,621
+HK$1,757/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$57,728/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,216
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,027
−HK$822/mo
Today · 4.125%
HK$31,849
baseline
▲ 0.50% · 4.625%
HK$33,528
+HK$1,679/mo
Deposit HK$1.05M · loan HK$5.96M · min. income ≈ HK$63,698/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,759
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,653
−HK$909/mo
Today · 4.125%
HK$30,562
baseline
▲ 0.50% · 4.625%
HK$32,422
+HK$1,860/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,124/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,994
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,852
−HK$870/mo
Today · 4.125%
HK$33,722
baseline
▲ 0.50% · 4.625%
HK$35,500
+HK$1,778/mo
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$67,444/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,202 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).