▼ 0.50% · 3.625%
HK$16,082
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$16,582
−HK$509/mo
Today · 4.125%
HK$17,091
baseline
▲ 0.50% · 4.625%
HK$18,130
+HK$1,039/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$34,182/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,891
−HK$967/mo
▼ 0.25% · 3.875%
HK$18,371
−HK$487/mo
Today · 4.125%
HK$18,858
baseline
▲ 0.50% · 4.625%
HK$19,852
+HK$994/mo
Deposit HK$3.53M · loan HK$3.53M · min. income ≈ HK$37,716/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,690
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,240
−HK$560/mo
Today · 4.125%
HK$18,800
baseline
▲ 0.50% · 4.625%
HK$19,943
+HK$1,143/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$37,600/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,680
−HK$1,063/mo
▼ 0.25% · 3.875%
HK$20,208
−HK$535/mo
Today · 4.125%
HK$20,743
baseline
▲ 0.50% · 4.625%
HK$21,837
+HK$1,094/mo
Deposit HK$3.17M · loan HK$3.88M · min. income ≈ HK$41,486/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,298
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,899
−HK$610/mo
Today · 4.125%
HK$20,509
baseline
▲ 0.50% · 4.625%
HK$21,757
+HK$1,248/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$41,018/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,469
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,045
−HK$584/mo
Today · 4.125%
HK$22,629
baseline
▲ 0.50% · 4.625%
HK$23,822
+HK$1,193/mo
Deposit HK$2.82M · loan HK$4.23M · min. income ≈ HK$45,258/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,907
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,557
−HK$661/mo
Today · 4.125%
HK$22,218
baseline
▲ 0.50% · 4.625%
HK$23,570
+HK$1,352/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$44,436/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,258
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$633/mo
Today · 4.125%
HK$24,515
baseline
▲ 0.50% · 4.625%
HK$25,807
+HK$1,292/mo
Deposit HK$2.47M · loan HK$4.58M · min. income ≈ HK$49,030/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,515
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,215
−HK$712/mo
Today · 4.125%
HK$23,927
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,456/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$47,854/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,048
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$25,719
−HK$682/mo
Today · 4.125%
HK$26,401
baseline
▲ 0.50% · 4.625%
HK$27,792
+HK$1,391/mo
Deposit HK$2.12M · loan HK$4.94M · min. income ≈ HK$52,802/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,123
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,873
−HK$763/mo
Today · 4.125%
HK$25,636
baseline
▲ 0.50% · 4.625%
HK$27,196
+HK$1,560/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$51,272/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,837
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,556
−HK$731/mo
Today · 4.125%
HK$28,287
baseline
▲ 0.50% · 4.625%
HK$29,778
+HK$1,491/mo
Deposit HK$1.76M · loan HK$5.29M · min. income ≈ HK$56,574/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,731
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,532
−HK$813/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$29,009
+HK$1,664/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,393
−HK$779/mo
Today · 4.125%
HK$30,172
baseline
▲ 0.50% · 4.625%
HK$31,763
+HK$1,591/mo
Deposit HK$1.41M · loan HK$5.64M · min. income ≈ HK$60,344/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,339
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,190
−HK$864/mo
Today · 4.125%
HK$29,054
baseline
▲ 0.50% · 4.625%
HK$30,822
+HK$1,768/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$58,108/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,415
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$827/mo
Today · 4.125%
HK$32,058
baseline
▲ 0.50% · 4.625%
HK$33,748
+HK$1,690/mo
Deposit HK$1.06M · loan HK$5.99M · min. income ≈ HK$64,116/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,948
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,848
−HK$915/mo
Today · 4.125%
HK$30,763
baseline
▲ 0.50% · 4.625%
HK$32,635
+HK$1,872/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$61,526/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,204
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,068
−HK$876/mo
Today · 4.125%
HK$33,944
baseline
▲ 0.50% · 4.625%
HK$35,733
+HK$1,789/mo
Deposit HK$705K · loan HK$6.35M · min. income ≈ HK$67,888/mo (50% DSR)
Upfront cash ≈ HK$917K (deposit + AVD stamp duty HK$211,582 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).