▼ 0.50% · 3.625%
HK$13,804
−HK$866/mo
▼ 0.25% · 3.875%
HK$14,233
−HK$437/mo
Today · 4.125%
HK$14,670
baseline
▲ 0.50% · 4.625%
HK$15,562
+HK$892/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$29,340/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,357
−HK$830/mo
▼ 0.25% · 3.875%
HK$15,769
−HK$418/mo
Today · 4.125%
HK$16,187
baseline
▲ 0.50% · 4.625%
HK$17,040
+HK$853/mo
Deposit HK$3.03M · loan HK$3.03M · min. income ≈ HK$32,374/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,184
−HK$953/mo
▼ 0.25% · 3.875%
HK$15,657
−HK$480/mo
Today · 4.125%
HK$16,137
baseline
▲ 0.50% · 4.625%
HK$17,119
+HK$982/mo
Deposit HK$2.72M · loan HK$3.33M · min. income ≈ HK$32,274/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,893
−HK$912/mo
▼ 0.25% · 3.875%
HK$17,346
−HK$459/mo
Today · 4.125%
HK$17,805
baseline
▲ 0.50% · 4.625%
HK$18,744
+HK$939/mo
Deposit HK$2.72M · loan HK$3.33M · min. income ≈ HK$35,610/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,565
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,080
−HK$524/mo
Today · 4.125%
HK$17,604
baseline
▲ 0.50% · 4.625%
HK$18,675
+HK$1,071/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$35,208/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,428
−HK$996/mo
▼ 0.25% · 3.875%
HK$18,923
−HK$501/mo
Today · 4.125%
HK$19,424
baseline
▲ 0.50% · 4.625%
HK$20,448
+HK$1,024/mo
Deposit HK$2.42M · loan HK$3.63M · min. income ≈ HK$38,848/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,945
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,504
−HK$567/mo
Today · 4.125%
HK$19,071
baseline
▲ 0.50% · 4.625%
HK$20,231
+HK$1,160/mo
Deposit HK$2.12M · loan HK$3.93M · min. income ≈ HK$38,142/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,964
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,499
−HK$544/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,152
+HK$1,109/mo
Deposit HK$2.12M · loan HK$3.93M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,326
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$19,927
−HK$611/mo
Today · 4.125%
HK$20,538
baseline
▲ 0.50% · 4.625%
HK$21,787
+HK$1,249/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$41,076/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,500
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,076
−HK$585/mo
Today · 4.125%
HK$22,661
baseline
▲ 0.50% · 4.625%
HK$23,856
+HK$1,195/mo
Deposit HK$1.82M · loan HK$4.24M · min. income ≈ HK$45,322/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,706
−HK$1,299/mo
▼ 0.25% · 3.875%
HK$21,350
−HK$655/mo
Today · 4.125%
HK$22,005
baseline
▲ 0.50% · 4.625%
HK$23,344
+HK$1,339/mo
Deposit HK$1.51M · loan HK$4.54M · min. income ≈ HK$44,010/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,035
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$23,653
−HK$627/mo
Today · 4.125%
HK$24,280
baseline
▲ 0.50% · 4.625%
HK$25,560
+HK$1,280/mo
Deposit HK$1.51M · loan HK$4.54M · min. income ≈ HK$48,560/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,087
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,774
−HK$698/mo
Today · 4.125%
HK$23,472
baseline
▲ 0.50% · 4.625%
HK$24,900
+HK$1,428/mo
Deposit HK$1.21M · loan HK$4.84M · min. income ≈ HK$46,944/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,571
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,230
−HK$669/mo
Today · 4.125%
HK$25,899
baseline
▲ 0.50% · 4.625%
HK$27,264
+HK$1,365/mo
Deposit HK$1.21M · loan HK$4.84M · min. income ≈ HK$51,798/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,467
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,197
−HK$742/mo
Today · 4.125%
HK$24,939
baseline
▲ 0.50% · 4.625%
HK$26,456
+HK$1,517/mo
Deposit HK$908K · loan HK$5.15M · min. income ≈ HK$49,878/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,107
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,807
−HK$710/mo
Today · 4.125%
HK$27,517
baseline
▲ 0.50% · 4.625%
HK$28,968
+HK$1,451/mo
Deposit HK$908K · loan HK$5.15M · min. income ≈ HK$55,034/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,847
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,620
−HK$785/mo
Today · 4.125%
HK$26,405
baseline
▲ 0.50% · 4.625%
HK$28,012
+HK$1,607/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$52,810/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,642
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,384
−HK$752/mo
Today · 4.125%
HK$29,136
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,536/mo
Deposit HK$605K · loan HK$5.45M · min. income ≈ HK$58,272/mo (50% DSR)
Upfront cash ≈ HK$746K (deposit + AVD stamp duty HK$140,374 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).