▼ 0.50% · 3.625%
HK$20,275
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,905
−HK$641/mo
Today · 4.125%
HK$21,546
baseline
▲ 0.50% · 4.625%
HK$22,857
+HK$1,311/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,092/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,555
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,160
−HK$614/mo
Today · 4.125%
HK$23,774
baseline
▲ 0.50% · 4.625%
HK$25,027
+HK$1,253/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,548/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,302
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$22,996
−HK$705/mo
Today · 4.125%
HK$23,701
baseline
▲ 0.50% · 4.625%
HK$25,143
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,402/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,811
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$25,476
−HK$675/mo
Today · 4.125%
HK$26,151
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,379/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,302/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,086
−HK$769/mo
Today · 4.125%
HK$25,855
baseline
▲ 0.50% · 4.625%
HK$27,428
+HK$1,573/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$51,710/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,066
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,792
−HK$737/mo
Today · 4.125%
HK$28,529
baseline
▲ 0.50% · 4.625%
HK$30,032
+HK$1,503/mo
Deposit HK$3.56M · loan HK$5.33M · min. income ≈ HK$57,058/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,357
−HK$1,653/mo
▼ 0.25% · 3.875%
HK$27,177
−HK$833/mo
Today · 4.125%
HK$28,010
baseline
▲ 0.50% · 4.625%
HK$29,714
+HK$1,704/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,020/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,322
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,108
−HK$798/mo
Today · 4.125%
HK$30,906
baseline
▲ 0.50% · 4.625%
HK$32,535
+HK$1,629/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,812/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,384
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,267
−HK$897/mo
Today · 4.125%
HK$30,164
baseline
▲ 0.50% · 4.625%
HK$32,000
+HK$1,836/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$60,328/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,577
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,424
−HK$859/mo
Today · 4.125%
HK$33,283
baseline
▲ 0.50% · 4.625%
HK$35,038
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.22M · min. income ≈ HK$66,566/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,412
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,358
−HK$961/mo
Today · 4.125%
HK$32,319
baseline
▲ 0.50% · 4.625%
HK$34,285
+HK$1,966/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,638/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,833
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,740
−HK$921/mo
Today · 4.125%
HK$35,661
baseline
▲ 0.50% · 4.625%
HK$37,540
+HK$1,879/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,322/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,439
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$33,448
−HK$1,025/mo
Today · 4.125%
HK$34,473
baseline
▲ 0.50% · 4.625%
HK$36,571
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$68,946/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,088
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,056
−HK$982/mo
Today · 4.125%
HK$38,038
baseline
▲ 0.50% · 4.625%
HK$40,043
+HK$2,005/mo
Deposit HK$1.78M · loan HK$7.11M · min. income ≈ HK$76,076/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,467
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,539
−HK$1,089/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,857
+HK$2,229/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,344
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,372
−HK$1,043/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,546
+HK$2,131/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,494
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,629
−HK$1,154/mo
Today · 4.125%
HK$38,783
baseline
▲ 0.50% · 4.625%
HK$41,142
+HK$2,359/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,566/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,599
−HK$2,194/mo
▼ 0.25% · 3.875%
HK$41,688
−HK$1,105/mo
Today · 4.125%
HK$42,793
baseline
▲ 0.50% · 4.625%
HK$45,048
+HK$2,255/mo
Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$85,586/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,740 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).